Nidhi Shetty
Thane
Summary
Analytical, organized and detail-oriented with knowledge of budget forecasting and financial analysis. Collaborative team player with ownership mentality and a track record of delivering the highest quality strategic solutions to resolve challenges and propel business growth.
Overview
7
7
years of professional experience
Work History
Manager-Credit Administration
IDFC First Bank Limited
11.2021 - Current
- Responsible for verification of credit documentation for approving disbursement of loans to Wholesale Banking clients up to Rupees 300 Crores in single transaction and disbursed loans more than Rupees 2000 Crores. [NBFC, Large Corporate and Micro Finance Institutions]
- System monitoring for pre and post disbursement of Working Capital Loans, Term Loans, Project Finance Loans, Direct Assignment and PTC Products and Treasury Products through covenants along with analysis of various MIS reports.
- Assisted and provided trainings through various seminars and presentations in understanding various processes and effectively implementation of processes.
- Work cross-functionally with sales, operations and other departments to maintain effective operations through providing solution for various transactions for smooth flow of transactions and received appreciation for having quick turnaround time.
- Streamlined processes for early identification of potential credit system and monitoring problems and identified process gaps and developing strategies to eliminate non-value added activities and reduced audit queries up to 80%.
Article Trainee
Ramesh Sunil And Associates
03.2017 - 03.2020
- Assisted in various activities in areas of Accounting, Direct Taxation, Indirect Taxation, Statutory Audits, Bank Audits and Finance.
- Responsible for preparation of budget forecasting, projected financials, cash flow statements, financial statements and financial analysis and tax planning .
- Responsible for financial reporting and preparation for various statutory reports.
- Identified legal tax savings and recommended ways to improve profits
- Assisted team in effective implementing of GST Audit and developing process for smooth flow of audits in initial phase.
- Collected and reported monthly expense variances and explanations
Education
Chartered Accountant - Accounts And Finance
ICAI
Mumbai09.2021
Bachelor in Commerce - Accounts And Finance
VN BEDEKAR COLLEGE OF COMMERCE
Thane03.2017
HSC -
ADARSH VIDYALAYA HIGH SCHOOL
Dombivli03.2014
SSC -
ADARSH VIDYALAYA HIGH SCHOOL
Dombivli03.2012
Skills
- Critical Thinking
- Time Management
- Problem-Solving
- Leadership
- MS Excel
- Communication Skills
- Collaboration/Teamwork
- Adaptability
- Analytical thinking
- Growth mindset
Timeline
Manager-Credit Administration
IDFC First Bank Limited
11.2021 - Current
Article Trainee
Ramesh Sunil And Associates
03.2017 - 03.2020
Chartered Accountant - Accounts And Finance
ICAI
Bachelor in Commerce - Accounts And Finance
VN BEDEKAR COLLEGE OF COMMERCE
HSC -
ADARSH VIDYALAYA HIGH SCHOOL
SSC -
ADARSH VIDYALAYA HIGH SCHOOL
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