Nidhi Sundriyal

· Business Development:

- Managing day-to-day transactions across products like loans, deposits, trade products. Negotiating and advising interest rates to clients and facilitating smooth closure of transactions

- Continuous liaising with clients to push utilization's and for incremental business across various products

- Preparing and negotiating legal documentation for new and existing clients

- Analyzing and monitoring client profitability across various parameters

- Monitoring client portfolio operations for time bound transaction

- Coordinating with different departments, stakeholders and international networks to deliver seamless client experience.

- Helping the relationship manager in client sourcing

· Client Management:

i. Credit Analysis:

- Preparing strategic credit analysis notes for onboarding new clients and for the annual credit reviews of existing clients through analysis of the client's annual reports

- Understanding the business models, overall performance, recent developments and future plans of the company

- Discussing past and projected key financial figures and performance with the clients

- Formalizing and putting up the credit request in the system for onward submissions

- Seeking support from various business lines

ii. Know Your Customer” (KYC) formalities:

- Overseeing KYC process- while onboarding a new client, during periodic KYC reviews or modification of existing clients

- Addressing financial security triggers, documentation typology mismatch (if any) in a prescribed format