Nihesh Singh

Development Bank of Singapore

Chennai

08.2017 - Current

Analyzed financial statements, industry trends, and economic data to evaluate creditworthiness.
Conducted detailed financial analysis on client portfolios, assessing creditworthiness and providing risk recommendations.
Developed financial models to forecast cash flows and assess the viability of potential lending opportunities.
Performed financial ratio analyses to determine liquidity, solvency, and profitability of borrowers.
Participated in due diligence procedures, including site visits and interviews with potential borrowers.
Managed a portfolio of corporate clients, analyzing their financial statements and assessing credit risk exposure.
Managed a portfolio of existing loans, monitoring repayment schedules, and identifying early warning signs.
Assessed the risk of loan default by conducting thorough company and industry-specific research.
Collaborated with loan officers to structure credit facilities and negotiate terms with clients.
Identified and monitored key risk indicators, ensuring compliance with regulatory requirements.
Collaborated with cross-functional teams to evaluate credit proposals and structure financing solutions.
Prepared comprehensive credit reports, summarizing findings, and presenting recommendations to senior management.