Summary
Overview
Work History
Education
Skills
Accomplishments
Software
Timeline
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Nikshith U S

Loan Officer
Bangalore

Summary

  • Talented loan officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.


  • Proactive finance executive with strong background in tally software,financial analysis, budgeting and forecasting. Develops and implements financial plans and delivers strategic financial advice.

Overview

5
5
years of professional experience
8
8
years of post-secondary education
3
3
Languages

Work History

Indian Infoline Financial Ltd

Loan Officer
Bangalore
03.2021 - Current
  • Maintained awareness of current per-ounce prices of gold and precious metals.
  • Conducted material testing on gold items to determine items' gold content and veracity.
  • Developed systems to efficiently track loan documents and enhance accuracy.
  • Collaborated with other departments to promptly process loan applications.
  • Developed strong relationships with customers through high levels of customer service.

Muthoot Finance Ltd

Accounts & Finance Executive
Bnagalore
03.2019 - 03.2021
  • Performed administrative and clerical duties such as word processing, data entry, faxing and copying.
  • Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
  • Analyzed business processes to identify cost savings and operational efficiencies.
  • Used accounting software to prepare weekly and monthly financial reports.
  • Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
  • Analyzed financial discrepancies and provided solutions for accurate financial records.
  • Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.

RBL Bank Ltd

Legal Executive
Bangalore
10.2018 - 03.2019
  • Maintaining MIS and tracker
  • Worked well in a team setting, providing support and guidance.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Demonstrated a high level of initiative and creativity while tackling difficult tasks.
  • Gained extensive knowledge in data entry, analysis and reporting.

Education

Secondary School Leaving Certificate (SSLC) -

Fathima High School
Kushalnagar
06.2010 - 04.2013

Pre University of College - Commerce

St. Joseph's Comp P U College
Somwarpet
06.2013 - 04.2015

Bachelor of Commerce - Accounting And Finance

Vivekananda College
Puttur
07.2015 - 06.2018

Skills

    Financial Industry Computer Systems Loan Accountant

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Accomplishments

  • Received “Employee of the Quarter” service award in Muthoot finance for quarterly Interest collection.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.

Software

Tally ERP

SAP-FICO

CBS & CRM

Microsoft Excel and VLOOKUP

Timeline

Indian Infoline Financial Ltd

Loan Officer
03.2021 - Current

Muthoot Finance Ltd

Accounts & Finance Executive
03.2019 - 03.2021

RBL Bank Ltd

Legal Executive
10.2018 - 03.2019

Bachelor of Commerce - Accounting And Finance

Vivekananda College
07.2015 - 06.2018

Pre University of College - Commerce

St. Joseph's Comp P U College
06.2013 - 04.2015

Secondary School Leaving Certificate (SSLC) -

Fathima High School
06.2010 - 04.2013
Nikshith U SLoan Officer