Tally ERP
Nikshith U S
Loan Officer
Bangalore
Summary
- Talented loan officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
- Proactive finance executive with strong background in tally software,financial analysis, budgeting and forecasting. Develops and implements financial plans and delivers strategic financial advice.
Overview
5
5
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Indian Infoline Financial Ltd
Loan Officer
Bangalore
03.2021 - Current
- Maintained awareness of current per-ounce prices of gold and precious metals.
- Conducted material testing on gold items to determine items' gold content and veracity.
- Developed systems to efficiently track loan documents and enhance accuracy.
- Collaborated with other departments to promptly process loan applications.
- Developed strong relationships with customers through high levels of customer service.
Muthoot Finance Ltd
Accounts & Finance Executive
Bnagalore
03.2019 - 03.2021
- Performed administrative and clerical duties such as word processing, data entry, faxing and copying.
- Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
- Analyzed business processes to identify cost savings and operational efficiencies.
- Used accounting software to prepare weekly and monthly financial reports.
- Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
- Analyzed financial discrepancies and provided solutions for accurate financial records.
- Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
RBL Bank Ltd
Legal Executive
Bangalore
10.2018 - 03.2019
- Maintaining MIS and tracker
- Worked well in a team setting, providing support and guidance.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Demonstrated a high level of initiative and creativity while tackling difficult tasks.
- Gained extensive knowledge in data entry, analysis and reporting.
Education
Secondary School Leaving Certificate (SSLC) -
Fathima High School
Kushalnagar 06.2010 - 04.2013
Pre University of College - Commerce
St. Joseph's Comp P U College
Somwarpet 06.2013 - 04.2015
Bachelor of Commerce - Accounting And Finance
Vivekananda College
Puttur 07.2015 - 06.2018
Skills
Financial Industry Computer Systems Loan Accountant
Cash handling expertise
Sales professional
Business Development
Relationship building and management
Financial analysis and reporting
Consumer banking specialist
Accomplishments
- Received “Employee of the Quarter” service award in Muthoot finance for quarterly Interest collection.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
Software
SAP-FICO
CBS & CRM
Microsoft Excel and VLOOKUP
Timeline
Indian Infoline Financial Ltd
Loan Officer
03.2021 - Current
Muthoot Finance Ltd
Accounts & Finance Executive
03.2019 - 03.2021
RBL Bank Ltd
Legal Executive
10.2018 - 03.2019
Bachelor of Commerce - Accounting And Finance
Vivekananda College
07.2015 - 06.2018
Pre University of College - Commerce
St. Joseph's Comp P U College
06.2013 - 04.2015
Secondary School Leaving Certificate (SSLC) -
Fathima High School
06.2010 - 04.2013