Nikhil Aggarwal
Insurance Surveyor
Navi Mumbai,Maharastra
Summary
Senior Claims Handler and Licensed Loss Adjuster with over 10 years of experience in managing high-value Fire, Engineering and Loss of Profit claims across both Indian and UAE markets. Chartered Engineer with expert knowledge of IRDAI regulations and proven skill in delivering audit-ready technical reports. Recognized for optimizing survey processes, accelerating claim resolution, and identifying fraud to safeguard company assets. Adept at fostering strong stakeholder relationships—from policyholders to brokers and legal teams—through clear, client-centric communication and collaborative problem-solving
Overview
9
9
years of professional experience
2
2
Certifications
Work History
Senior Claims Handler
J.C Gupta & Co. ISLA Pvt Ltd
Navi Mumbai
02.2016 - Current
- Examined Fire, Marine, and Engineering claims across India & UAE, applying thorough on-site surveys and expert collaboration with repair agencies and legal teams.
- Delivered technical reports to support insurers in claim settlements and litigation defense, ensuring full regulatory compliance.
- Optimized field inspection processes to enhance efficiency and improve data accuracy across multiple claim types.
- Mentored junior surveyors and reviewed internal MIS audits to uphold process standards and maintain team performance.
- Fostered strong stakeholder relationships- including clients, brokers, and reinsurance partners—through clear communication, professional conduct, and cross-border coordination.
- Coordinated multiple concurrent projects under tight deadlines, showcasing strong prioritization and time management.
- Detected potential insurance fraud through detailed inspections, safeguarding company resources and reducing financial risk.
Education
Bachelor of Technology - Electrical & Electronics Engineering
Maharishi Dayanand University
Haryana2012
Skills
Certification
Chartered Engineer, Institution of Engineers (India)
Additional Details
Languages Spoken: English, Hindi
Timeline
Senior Claims Handler
J.C Gupta & Co. ISLA Pvt Ltd
02.2016 - Current
Bachelor of Technology - Electrical & Electronics Engineering
Maharishi Dayanand University
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