Nikhil Francis

• Confirmation rating worksheets are accurate and match premiums quoted.
• Examining applications to ensure they meet the company's underwriting guidelines.
• Considering risk factors, such as age of the building, construction type, Previous loss, when calculating premiums
• Built and nurtured strong, professional relationships with members and brokers for portfolio retention and growth.
• Ensuring that all applications for coverage are accurate and complete
  Deliver excellent service and support to brokers using consistent, timely, and proactive approach to underwriting.
• Providing an estimate of potential losses for new clients based on the history of previous claims.
• Provide assistance as required by the underwriting unit to support renewal and new business activities.
• Assist underwriting teams with various administration duties as required.
• Gather and organize information and reports (e.g., loss runs) that support the underwriting decision.
• Quality control of underwriting documents and timely completion of policy and endorsement issuance.
• Administrative duties, binding and invoicing new and renewal accounts.
• Processing new business, Renewals, Policy issuance, Midterm changes, Cancellation, rewrite, re-issue, Financial Discrepancy of policy for finance requirements.
• Maintained effective and efficient service, providing pre-underwriting and rating support to Underwriters.
• Issuing and sending the policy to broker in the estimated time.
  Working closely with brokers ensuring the best service provided to them in timely manner.
• Processed and recorded up to 2 new business submission per day, exceeding department average by 100%

Policies Handled:

Package Policy - Property, Casualty/General Liability, Inland Marine, Crime
Employee Dishonesty/Fidelity Guarantee
Umbrella
Auto Policy

• Policy issuance and submission of documents with accurate information within the deadline.
• Requesting and collecting necessary documents from the customer.
  Facilitated strategic decision-making, gathering and organizing information and reports, including loss runs, loss ratings.
• Processing renewals before the deadline
• Verifying the provided data and entering to the system with accuracy.
  Maintained effective and efficient service, providing pre-underwriting and rating support to Underwriters.
• Meeting the targets and completing the work before deadline
  Understanding and categorizing the documents and assigning the policy number.
• Following up on the missing documents with Clients.
  Made quick, sound decisions within underwriting authority and based on appropriate data.
• Delivered excellent service and support to brokers using consistent, timely, and proactive approach to underwriting.