Nikhil Janu
Vizag
Summary
I'm a Goal oriented, determined and an Ambitious person, who sticks to his goals. I have 3 years of work experience in Transaction monitoring, Client onboarding, FCP periodic reviews and AML KYC (Investment Banking). Aiming to leverage my skills so that I can successfully fill my role and responsibilities in your company.
Overview
3
3
years of professional experience
Work History
Analyst, alert review
Tide Platform Limited
04.2024 - Current
- Identified potential threats, vulnerabilities and suspicious behaviour patterns and recommended mitigation measures
- Assessing risks associated with certain customers based on their profile information
- Reviewing the different types of alerts(including mule, crypto, cash and cross border payments- SWIFT and SEPA) on JIRA and other internal platforms
- Writing in-depth report on findings and transactional behaviour
- Review on the entities transactions and associated counterparties whether, they are inline with the NOB
- Reaching out to customer for an RFI, if there is any concern regarding the transactional activity
- Block and escalate the accounts to L2, once confirmed suspicious transaction behaviour or activity in the account
- Review on entities for ORA (Outside of business risk appetite) and developed reports summarizing findings from AML and KYC reviews and investigations
- Provided training on AML compliance issues to team members and maintained upto-date knowledge of current AML trends, regulations, and best practices and communicated effectively with various teams within the organization about AML compliance matters
- Reviewed customer documents to ensure they meet the Anti-Money Laundering and Know Your Customer requirements
AML Analyst
HSBC
01.2023 - 02.2024
- Monitoring the clients accounts (Retail and Business customer accounts)
- Worked in MENAT region specifically including UAE, Bahrain and Qatar
- Mitigating the risk factors involved in the transactions by identifying the red flags the rule types
- Reporting the suspicious Transactional activity to Disclosure team (SAR)
- Building an understanding of the profile of customers highlighted through the alerts
- Providing a detailed analysis on alerted scenario and risk mitigation
- Conducted investigations into potential violations of AML laws and regulations
- Prepared detailed reports for management regarding AML compliance issues
Process Executive
Cognizant Technology Solutions
04.2022 - 12.2022
- Performing FCP Periodic KYC Review on UBS Clients based on their risk factor i.e., SDD, CDD, EDD
- Knowledge on GMS, US, UK Regulations and CSS requirements in CIP and NON-CIP requirements
- Performing BGC of the clients using the tools like GRID (RDC), Factiva (COSIMA), LEXIS NEXIS, WORLD CHECK
- Created detailed reports to track progress, analyze results, and identify issues with existing processes
- Collaborated with other departmental leaders to establish organizational goals, strategic plans, and objectives
- Reaching out to Business sponsors and client outreach for the valid documents to complete the FCP Periodic KYC review for UBS
- Performed customer due diligence and evaluated client profiles to ensure compliance with KYC regulations
- Conducted due diligence on alternative investments such as private equity funds and hedge funds
- Conducted due diligence activities such as reviewing financials, contracts, and other documents related to potential acquisitions
- Performed due diligence reviews on high-risk customers as required by regulatory bodies and also collaborated with sales teams on client onboarding processes when necessary and with internal teams to ensure successful client onboarding process
Education
B.COM -
Gayatri Vidya Parishad
08.2021
Intermediate -
Narayana Junior College
06.2018
SSC -
SFS High School
06.2016
Skills
- MS OFFICE
- Wealth management services
- Communication skills
- Presentation skills
- Multi-tasking
- Analytical thinking
- Problem solving
- CDD
- EDD
- END TO END KYC
- AML KYC
- PEP SCREENING
- SANCTION SCREENING
- Risk based approach
- TRANSACTION PROCESSING
- TRANSACTION MONITORING
- VBA CHECKS
- HANDS ON KNOWLEDGE ON CIP/CSS
Accomplishments
- Participated in Inter-college relay competition and bagged 2nd prize., 01/01/16
Languages
Telugu
English
Hindi
Hobbies and Interests
- Travelling
- Listening music
- Playing cricket
Timeline
Analyst, alert review
Tide Platform Limited
04.2024 - Current
AML Analyst
HSBC
01.2023 - 02.2024
Process Executive
Cognizant Technology Solutions
04.2022 - 12.2022
Intermediate -
Narayana Junior College
SSC -
SFS High School
B.COM -
Gayatri Vidya Parishad
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