Nikhil Mishra
Summary
To seek challenging opportunities where I can fully use my skills for the success of the organization. I will like to indulge myself in a constant learning process and want to pursue a compelling career in a progressive organization that will utilise my skills towards the progress of my organization.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Credit Manager (Education Loan)
Tata Capital
05.2024 - Current
- Primary work is to review and evaluate client's creditworthiness to evaluate the potential risk associated with the client.
- Approve and reject loan requests, analyse the credit risk for each customer based on bureau score, employment, previous loan history and a one-to-one personal discussion
- Ensured timely and accurate processing of all credit transactions.
- Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
- Maintained complete records of all customer accounts including contact information, payment history, notes on collection efforts and related documents.
- Strong analytical abilities and attention to details to ensure to strengthen the risk assessment.
Test Engineer
Infosys LTD
02.2020 - 07.2022
- My primary work was to troubleshoot any issue that got raised on the GST portal with the help of necessary technical skills
- In addition to that, I also handled client calls and made sure I understood what was required from the Clients
- Also used to manage the SVN repository and worked on deployments in production
- Handled the role of Test Engineer at Infosys Limited where my primary job was to ensure the correct implementation of code and to make sure that GST portal is in an optimal running state
Intern
NTPC LTD
06.2018 - 06.2018
- There, I learned the basics of transformers and also got to know how electricity is supplied to various places
Education
PGDM - Banking & Finance
NIBM
PUNE03-2024
B.TECH - ELECTRICAL AND ELECTRONICS ENGINEERING
SRMIST
05-2019
SSC -
J.M.INTERNATIONAL SCHOOL
05-2015
HSC -
J.M.INTERNATIONAL SCHOOL
05-2013
Skills
- MS EXCEL
- PYTHON
- Financial reporting
- R
- Power BI
- SQL
- Tableau
- Reconciliation
- Critical & Analytical thinking
- Credit evaluations
- Financial Analysis
- Risk Management
- Financial Product
- Profit and loss reporting
- Data Analysis
Certification
- Data Analysis Essentials Using Excel - Udemy
- R For Data Science - Udemy
- Data Analytics Real world projects in Python - Udemy
- Digital Transformation Masterclass - Udemy
- Become a Product Manager - Udemy
- Data Analyst | SQL, Tableau, Power BI & Excel - Udemy
Hobbies and Interests
- Reading Novels
- Playing Sports
- Member of VittNivesh club at NIBM, Pune.
Projects
Goods And Services Tax Project, Infosys Limited Designing of AC-DC Converter for a single switch LED driver with PF correction, Engineering Major Project
Positions Of Responsibility
- Test Engineer, Infosys Limited, Ensure the correct implementation of code., Make sure that GST portal is in an optimal running state.
- Member, Admissions Committee and Student Council, PUNE
Internship
NTPC LTD, Noida, 06/01/18, 06/30/18, Learned the basics of transformers., Understood how electricity is supplied to various places.
Languages
English
Beginner
A1
Hindi
Beginner
A1
Timeline
Credit Manager (Education Loan)
Tata Capital
05.2024 - Current
Test Engineer
Infosys LTD
02.2020 - 07.2022
Intern
NTPC LTD
06.2018 - 06.2018
PGDM - Banking & Finance
NIBM
B.TECH - ELECTRICAL AND ELECTRONICS ENGINEERING
SRMIST
SSC -
J.M.INTERNATIONAL SCHOOL
HSC -
J.M.INTERNATIONAL SCHOOL