Nikhil Pingale

Company Overview: An Indian private sector bank with annual revenues of more than US$ 1 billion, having 1015 branches across the country and 43500 employees.

Key Achievements :

• Contributed to establishment of new portfolio of term loan account customers by underwriting sanctions worth US$ 6 million for setup of new solar power plant projects for supply to State Electricity Board, under guidelines of Ministry of New and Renewable Energy, Government of India and State Government
• Conducted rigorous credit analysis on existing portfolio of working capital customers of over US$ 15 million, helping to maintain level of delinquency to below 0.50%.

Responsibilities :

• Appraisal of credit-worthiness of working capital loan borrowers, through financial analysis, banking analysis, analysis of credit bureau reports and personal discussion.
• Preparation of detailed credit notes for submission to sanctioning authorities.
• Coverage of all types of working capital loan products including Lines of Credit, Overdraft, Term Loans, Export Finance to borrowers belonging to the Small and Medium Enterprise business segment in all types of industries.

Company Overview: An Indian private sector bank with annual revenues of more than US$17 billion, having 5100 branches across the country and 9 international offices, with a total of 104,333 employees.

Key Achievements

• Contributed to 20% growth over course of 2 years of existing portfolio of size US$ 48 million of working capital customers , by underwriting total sanctions of US$ 12 million, including US$ 8 million worth fresh sanctions to new to bank borrowers and US$ 4 million worth enhancements to existing borrowers.

Responsibilities

• Appraisal of credit-worthiness of working capital borrowers, through financial analysis, banking analysis, analysis of credit bureau reports and personal discussion.
• Preparation of primary credit notes for submission to sanctioning authorities.
• Coverage of all types of working capital products including Lines of Credit, Overdraft, Term Loans, Export Finance to borrowers belonging to the Emerging Corporates and Small and Medium Enterprise business segments in all types of industries.