Nikhil Kumar S
Kochi,KL
Summary
Proven achiever in banking, with a history of detecting fraud at South Indian Bank and exceeding sales targets at Axis Bank. Expert in risk assessment and banking product knowledge, demonstrating strong analytical skills and client relationship management. Achieved significant efficiency improvements and customer base growth through strategic thinking and effective communication.
Overview
6
6
years of professional experience
Work History
Fraud and Risk Analyst
South Indian Bank
02.2022 - Current
- Detected fraudulent activities by conducting thorough investigations and analyzing transactional data.
- Improved efficiency of risk assessment processes, streamlining operations and reducing false positives.
- Work closely with the IT team to test various FRM applications.
- managing FRM Cell concurrent audit.
Personal Banker
Yes Bank
02.2021 - 01.2022
- Build and maintain strong relationships with clients to understand their financial needs and provide tailored banking solutions.
- Assist clients in opening, managing, and closing various types of accounts (checking, savings, investment accounts, etc.).
Business Development Manager
IndusInd Bank
11.2019 - 01.2021
- Build and maintain strong relationships with existing clients while identifying opportunities for upselling and cross-selling bank products.
- Develop strategies to acquire new clients and enhance the bank's market presence through networking, referrals, and outreach.
Business Development Executive
Axis Bank
07.2018 - 09.2019
- Built strong relationships with clients, leading to increased customer satisfaction and repeat business.
- Increased client base by identifying and pursuing new business opportunities through marketing.
Education
MBA - Human Resource And Marketing
Jaipur National University
2016
B.com -
St. Wilfred College
Jaipur, India2014
Skills
- Basic understanding of handling computer applications
- Strong understanding of banking products and services, with a track record of achieving sales targets
- Knowledgeable in risk assessment techniques and compliance with regulatory standards
Gaming, Watching Movies
- Enjoy playing a variety of video games.
- Passionate about exploring different genres of films, which fosters creativity and cultural awareness. Regularly analyze film narratives and production techniques for personal enjoyment.
Languages
English
Hindi
Malayalam
Tamil
Timeline
Fraud and Risk Analyst
South Indian Bank
02.2022 - Current
Personal Banker
Yes Bank
02.2021 - 01.2022
Business Development Manager
IndusInd Bank
11.2019 - 01.2021
Business Development Executive
Axis Bank
07.2018 - 09.2019
MBA - Human Resource And Marketing
Jaipur National University
B.com -
St. Wilfred College
Similar Profiles
JISHA LIZA JAMESJISHA LIZA JAMES
Assistant Manager at The South Indian Bank LtdAssistant Manager at The South Indian Bank Ltd
Sandra PayuvaSandra Payuva
Assistant Manager at The South Indian Bank LimitedAssistant Manager at The South Indian Bank Limited
STALIN ANTHONY RAJSTALIN ANTHONY RAJ
Regional Sales Manager- Retail Assets at South Indian bankRegional Sales Manager- Retail Assets at South Indian bank