Tally Prime
Nikita Kothawade
Chartered Accountant
Nashik
Summary
Chartered Accountant with hands-on experience in project finance, financial modelling, loan syndication, and credit advisory. Proven ability to prepare bankable DPRs, CMA data, and funding proposals across healthcare, infrastructure, and manufacturing sectors.
Working exposure to banking processes and financial structuring, along with understanding of valuation fundamentals, seeking opportunities in M&A, Investment Banking, and Transaction Advisory roles.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Proprietor
CA Nikita Kothawade & Associates
07.2023 - Current
- Delivered end-to-end project finance advisory, including DPRs, CMA data, and financial projections.
- Structured term loans and working capital facilities, supporting sanction and enhancement proposals.
- Drafted bank-ready proposals and justifications, improving approval outcomes.
- Advised clients on government subsidy schemes (PSI-2025, PMEGP).
Financial Consultant
Do Wealth Partners
07.2023 - Current
- Prepared CMA data, credit appraisal notes, and financial analysis for banks/NBFCs.
- Coordinated with lenders for sanctioning, documentation, and disbursement.
- Supported structuring of debt proposals based on cash flows and business models.
- Managed financial advisory and funding assignments for 25+ manufacturing clients across sectors, including engineering, stone crushing, and mining, along with projects for government contractors.
Consultant
Sumangal Financial Solutions
03.2024 - Current
- Supported clients in availing state and central government subsidies, with a key focus on the PSI scheme of the Maharashtra Government.
- Prepared eligibility assessments, detailed documentation, and compliance submissions to facilitate timely approval of incentives.
Articled Assistant
Milind M. Kulkarni & Associates
02.2018 - 09.2022
- Actively involved in the preparation of Project Reports (CMA data) for various entities including Private Limited Companies, Partnership Firms, Proprietorships, and Educational Institutions.
- Executed assignments relating to term loans, cash credit facilities, and project financing , covering both short-term and long-term funding requirements for specific projects.
- Involved in corporate valuation assignments (share valuation) for purposes such as IPOs, and matters before the National Company Law Tribunal (NCLT).
- Engaged in the planning and execution of statutory audits in accordance with the Companies Act of 2013 and the Companies (Auditor's Report) Order of 2016, as well as tax audits under Section 44AB of the Income Tax Act of 1961.
- Conducted statutory and tax audits of educational trusts and multiple charitable institutions , ensuring compliance with applicable regulatory frameworks.
- Worked as an active team member in the statutory audit of a branch of the Bank of Maharashtra, gaining practical exposure to banking operations and internal controls.
- Involved in drafting various legal and statutory documents , including dissolution deeds and partnership deeds, and handling registrations such as Udyam Registration and Shop Act compliance .
Education
Chartered Accountant (CA) -
The Institute of Chartered Accountants of India
07-2023
B.Com -
Pune University
06-2019
HSC -
Pune University
03-2016
SSC -
T J Chavan, Bytco High-school, Nashik
01-2014
Skills
Financial Modelling
Project Finance
CMA Data
Credit Analysis
Loan Syndication
DPR Preparation
Valuation Basics
Banking Liaison
Advanced Excel
Tally
Taxation Software
AI Tools (Finance Automation)
Certification
Certificate Course on Artificial Intelligence for CA (AICA)-Level 1
Key Experience
- Sectors: Ethanol, Hospitals, Infrastructure, Manufacturing, Education, Hospitality
- Built financial models, revenue projections, and cost structures
- Extensive exposure to banker queries, credit appraisal, and deal structuring
Software
Genius (Sag Infotech)
Timeline
Certificate Course on Artificial Intelligence for CA (AICA)-Level 1
04-2025
Consultant
Sumangal Financial Solutions
03.2024 - Current
Financial Consultant
Do Wealth Partners
07.2023 - Current
Proprietor
CA Nikita Kothawade & Associates
07.2023 - Current
Articled Assistant
Milind M. Kulkarni & Associates
02.2018 - 09.2022
Chartered Accountant (CA) -
The Institute of Chartered Accountants of India
B.Com -
Pune University
HSC -
Pune University
SSC -
T J Chavan, Bytco High-school, Nashik