NIKITA NIKHIL WALINJKAR
Mumbai
Summary
Banking Operations & Treasury Professional with 8+ years of experience in investment operations, regulatory reporting, reconciliations, and audits for leading financial institutions. Proven success in streamlining treasury processes, reducing manual touchpoints using BOT automation, and ensuring 100% adherence to RBI/SEBI guidelines. Seeking roles in Treasury Operations, Banking Operations, or Investment Operations.
Overview
10
10
years of professional experience
Work History
Associate Manager – DPPM (Distribution Planning & Program Management)
HDFC Life Insurance Co. Ltd.
Mumbai
11.2023 - 04.2025
- Conducted full-scope internal audits, identifying control gaps and contributing to process improvements
- Automated monthly commission statement circulation by using BOT tools
- Coordinated cross-functional teams to ensure timely audit closure and documentation accuracy
Assistant Manager – Treasury Operations
Axis Bank Ltd.
Mumbai
06.2021 - 11.2023
- Managed treasury valuation processes and MIS uploads.
- Verified bond ratings, listing status, and regulatory compliance
- Prepared and submitted regulatory reports — OAS (financial & non-financial), LEI, MTM, pending allotment tracking
- Performed daily stock reconciliations for equity instruments, ensured timely upload of BSE/NSE/AMFI rates, and executed MTM checks
- Processed PTC transactions including income and redemption bookings
- Managed mutual fund investment operations (purchases, redemptions, reconciliation) accounting for Security Receipts (SR)
- Managed AIF/VCF transactions including drawdowns, capital calls, repayments, and income distributions
- Processed secondary market equity transactions and executed IPO/primary market investments
Concurrent Auditor
Emar Finstock LLP (ICICI Bank – Concurrent Audit)
Mumbai
10.2020 - 06.2021
- Audited RTGS, NEFT, fixed deposits, and cash operations, ensuring adherence to internal controls and RBI guidelines.
- Flagged process deviations and contributed to reducing repeat exceptions across audited branches.
Concurrent Auditor
Batliboi & Purohit (Axis Bank – Concurrent Audit)
Mumbai
02.2019 - 05.2020
- Audited branch banking activities including cash, clearing, advances, and locker operations.
- Maintained audit logs and prepared monthly compliance reports with actionable insights.
Concurrent Auditor
Chokshi & Chokshi Chartered Accountants – Audit Team
03.2016 - 02.2019
- Audited daily transaction vouchers and verified branch cash.
- Ensured KYC compliance and monitored Anti–Money Laundering (AML) parameters.
- Verified daily filings and bank documents (FD forms, CRF forms, registers, deliverables, inward/outward).
- Handled service counter audit at BKC (UTI service counter).
- Prepared review reports and resolved audit queries.
- Audit Assistant – Chokshi & Chokshi CA Firm (Churchgate). Prepared 15CA & 15CB forms for clients.
- Managed equity shares accounts and prepared certificates.
- Worked on Edelweiss resolutions and e-voting (NSDL, CDSL, Karvy).
- Concurrent Auditor – Bank Audit Team. Conducted concurrent audits at bank branches and credit appraisal checks.
- Verified new and renewal BCA (Business Credit Applications).
- Verified Special Mention Account (SMA) accounts reported to RBI (overdue accounts).
- Conducted EUM (End-Use Monitoring) checks for working capital limits.
- Audited Medium Enterprise (ME) segment accounts.
Accountant
S & M Enterprises
Mumbai
08.2015 - 03.2016
- Managed accounting operations in Tally ERP 9, processed tax entries, and supported financial documentation.
Education
Diploma - Financial management
Welingkar Institute of Management
01.2018
B. Com -
University of Mumbai
01.2016
HSC -
Maharashtra State Board
01.2013
SSC -
Maharashtra State Board
01.2011
Skills
- Tally ERP 9
- NSDL/CDSL
- Finacle
- Ethic
- Excel
- Word
- PowerPoint
- BOT Applications for Reporting
- Treasury & Investment Operations
- Regulatory Reporting (OAS, LEI, MTM)
- Audit (Concurrent & Internal)
- BOT Process Automation
- Equity & MF Operations
- Reconciliations
- AIF/VCF & SR Handling
- PTC Transactions
- Process Optimization
- MIS & Valuation
Timeline
Associate Manager – DPPM (Distribution Planning & Program Management)
HDFC Life Insurance Co. Ltd.
11.2023 - 04.2025
Assistant Manager – Treasury Operations
Axis Bank Ltd.
06.2021 - 11.2023
Concurrent Auditor
Emar Finstock LLP (ICICI Bank – Concurrent Audit)
10.2020 - 06.2021
Concurrent Auditor
Batliboi & Purohit (Axis Bank – Concurrent Audit)
02.2019 - 05.2020
Concurrent Auditor
Chokshi & Chokshi Chartered Accountants – Audit Team
03.2016 - 02.2019
Accountant
S & M Enterprises
08.2015 - 03.2016
Diploma - Financial management
Welingkar Institute of Management
B. Com -
University of Mumbai
HSC -
Maharashtra State Board
SSC -
Maharashtra State Board