Nikita Pawar

Pre-Assessment Officer in Home Loans

• Confirm the value and status of bank accounts, investments, real estate, and outstanding debts to assess financial stability and creditworthiness.
• Review loan amounts, interest rates, and repayment terms to ensure they meet lending criteria and align with the applicant's financial profile.
• Conduct thorough appraisals to determine property value, legal status, and check for any encumbrances to ensure it meets collateral requirements.
• Ensure adherence to regulatory requirements and internal policies throughout the credit verification process to maintain accuracy and consistency.
• Ensure it meets lender's criteria for acceptable collateral
• Ensure Compliance with regulatory requirements and internal policies throughout the credit verification process
• Accurately verify information to mitigate risk and collaborate with loan officers and borrowers to resolve discrepancies and gather necessary details.
• Attention to detail and adherence to regulatory guidelines are essential aspects of this role
• To ensure that all the information provided is accurate, complete, and meets the bank's requirement for approving home loan applications.
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Internship

• Understanding of Macro Economics and various Concepts of Macroeconomics.
• Understanding of the Sector, Business Model, Revenue drivers, Cost Drivers and Growth, Drivers etc.
• Live project on ‘Company Analysis of few listed companies in Business Service Sector'

Finance Training.

• Training on Equity Research and derivatives
• Included Sales related training