Nikitha Shree N S
Back Office Analyst – Financial Operations
Bengaluru
Summary
Analyst with experience in financial services, specializing in loan operation activities. Skilled in financial tools and client coordination. Known for driving accuracy, efficiency, and innovation through active project participation and a strong commitment to enhancing operational workflows and service delivery.
Overview
1
1
year of professional experience
1
1
Certification
6
6
Languages
Work History
Analyst - Loan Operations
Natixis Global Services India, Bangalore
03.2023 - 07.2024
- Manage end-to-end loan processing activities, including drawdowns, rollovers, interest rate fixing, repayments, and disbursements for syndicated and bilateral loan transactions booked under APAC and Sydney entities.
- The process includes funding and rate fixing with Treasury traders, reporting of fund movements to Treasury Settlements, loan disbursement to clients, and booking of drawdown and/or rollover details into LOAN IQ.
- Collaborate with Treasury Traders and Settlements to ensure accurate fund-flow reporting, timely disbursement to clients, and error-free booking in Loan IQ.
- Review and process accounting entries, liability movements, customer payments, fee settlements, and receivables tracking as per portfolio requirements.
- Maintain all administrative records of borrowers and lenders in LOAN IQ.
- Handle principal, interest, and commission payments while ensuring strict compliance with covenants and internal SLAs.
- To monitor receipt and follow up on non-receipt of principal installments, interests, and fees booked under the assigned portfolio.
- Coordinate disbursements to risk participants, insurers, and participating banks aligned to contractual terms.
- Provide operational support to loan syndication for primary and secondary deal settlements and maintain borrower/lender records.
- Reconcile cash flows and resolve position breaks across internal systems and agent banks.
- Prepare and validate SWIFT messages, including MT103 and MT202.
- Perform regular reconciliation of suspense accounts and monitor nostro transactions to ensure timely receipt and follow-up.
- Conduct daily reconciliation between Loan IQ and SUMMIT using the Graph tool, ensuring data integrity through team collaboration; also contributed to UAT for various systems.
Education
MBA - Finance
Jain University, CMS Business School
Bengaluru, India 04.2001 -
Bachelors of Commerce - Accounting And Finance
Jain College, Bengaluru City University
Bengaluru 04.2001 -
PUC - PCMB
Mount Carmel Pre University College
Bengaluru, India 04.2001 -
10th -
Narayana E-Techno School
Bengaluru 04.2001 -
Skills
Loan IQ - Finastra
Calypso
Swift Alliance
MS Office
Precision in Work
Leadership Adaptability
Time Management
Team work
Certification
Imarticus Learning Bengaluru, India. Certified Investment Banking Operations Professional
Timeline
Analyst - Loan Operations
Natixis Global Services India, Bangalore
03.2023 - 07.2024
Imarticus Learning Bengaluru, India. Certified Investment Banking Operations Professional
02-2023
MBA - Finance
Jain University, CMS Business School
04.2001 -
Bachelors of Commerce - Accounting And Finance
Jain College, Bengaluru City University
04.2001 -
PUC - PCMB
Mount Carmel Pre University College
04.2001 -
10th -
Narayana E-Techno School
04.2001 -