Niladri Ranjan Biswal

• Conducted preliminary investigations and reviews of financial records to identify potential fraud.
• Developed and implemented fraud prevention strategies and procedures to minimize exposures.
• Performed a detailed analysis of documentation to identify discrepancies and irregularities.
• Collaborated with LEAs and legal teams to gather evidence and obtain testimony from relevant parties.
• Developed and implemented fraud detection training programs for staff members and relevant stakeholders.
• Coordinated with other cross-functional departments to ensure the smooth functioning of activities.
• Branch visit for training purposes.

In HDFC Bank with Risk Intelligence & Control (RCU) vertical got an opportunity to handle various tasks such as

• Identifying anomalies associated to various products & Implementing Risk management structure for local clients
• Analyzing & Monitoring Transactions segmented in Risk Alert Platform
• Assisting in Creating Complete, Clear & succinct Analysis for transactions
• Reviewing Organization policies & Procedures, Creating Process Flow charts & communicating with effective risk & Control Structure to Business Areas
• Reviewing bank statements along with KYC documents provided by Channels/Agencies.
• Analyzing Various Loan Statements on Trigger Basis & Ratifies for Current Portfolio
• Identifying & Communicating key risks or failures, recommending ways to control or reduce risks
• Reviewing alerts in documents & sent for police complain
• Being responsible for Ad-hoc duties as requested by Senior Team Members & CRM managements
• Visit to Agencies & certain DSAs.

• In Axis Bank LTD With CPU Vertical, got an opportunity to handle different products such as responsible for onboard scrutiny for CASA Individuals & Non- Individuals Forms by performing ongoing customer due diligence & maintenance of KYC records of information for existing customers
• Performs independent check of KYC information provided by front office; verifies necessary account opening documents with BSA standards
• Effective & close communications with KYC owners, makers, Compliance to Improve record quality
• Conduct background screening of the client name in suspicious transaction report, negative list & others
• Performs EDD in accordance with banking regulatory standards to assist business units & prevents operational & Reputational risks
• CKYC data comparison Provided by CERSAI
• Timely Executing Re-KYC based upon risk-based customers
• Evaluating and approving new customer account documentations as per KYC/AML Policies laid down by bank