Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Hi, I’m
Nilankar Khawash
Senior Credit Manager
Kolkata,TN
Summary
Overview
8
years of professional experience
6
years of post-secondary education
Work History
HDFC Bank Ltd
Senior Credit Manager - Mortgages
11.2018 - Current
Job overview
- Enhance credit risk management by implementing streamlined processes and rigorous credit assessments.
- Implement innovative strategies for monitoring and mitigating potential risks within the loan portfolio, maintaining organizational financial stability.
- Analyze applicants' financial status and credit and property evaluations to determine loan feasibility.
- Establish clear communication channels between internal departments to facilitate smooth collaboration throughout the entire lending process.
- Manage a diverse loan portfolio, resulting in reduced delinquency rates and improved overall credit quality.
- Partner with sales teams to identify potential growth opportunities within target markets, driving increased revenue and market share.
PNB Housing Finance Ltd
Branch Credit Manager - Home Loans & Mortgages
05.2016 - 11.2018
Job overview
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
Education
ICFAI Business SchoolHyderabad
MBA from Finance
05.2014 - 05.2016
University Overview
University of DelhiNew Delhi, India
Bachelor of Commerce (H) from Commerce
05.2010 - 05.2013
University Overview
DBMS English SchoolJamshedpur
High School from Commerce
05.2009 - 05.2010
University Overview
Skills
Relationship Management
Languages
English
Bilingual or Proficient (C2)
Hindi
Advanced (C1)
Bengali
Advanced (C1)
Hobby & Passion - Cricket
Hobby & Passion - Cricket
Have represented my state Jharkhand in Under 19 and Under 23 tournament. Have also represented my organization in many corporate tournaments.
Software
Kastle
Lasersoft
MS Office
Photoshop
Interests
Cricket
Travelling
Biking
Work Preference
Work Type
Full TimeWork Location
RemoteOn-SiteHybridImportant To Me
Career advancementCompany CulturePersonal development programsTeam Building / Company RetreatsTimeline
Senior Credit Manager - Mortgages
HDFC Bank Ltd
11.2018 - Current
Branch Credit Manager - Home Loans & Mortgages
PNB Housing Finance Ltd
05.2016 - 11.2018
ICFAI Business School
MBA from Finance
05.2014 - 05.2016
University of Delhi
Bachelor of Commerce (H) from Commerce
05.2010 - 05.2013
DBMS English School
High School from Commerce
05.2009 - 05.2010
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