Nilesh Bodke

• Company Overview: US Mortgage Domain
• Working on Pre-Foreclosure.
• Validating Bankruptcy chapters to protect the property foreclosure.
• Reviewing Loss Mitigation options such as forbearance, repayment plan, loan modification, short sale and deed lieu to bring the delinquency current.
• Internal Quality Check and Review
• Solving their queries, helping them in understanding various types of errors.
• Summarising the borrower and servicing agents conversation to conclude the decision for foreclosure.
• Handling the Covid impacted loan files, that are under risk of foreclosure.
• Working on multiple investors such as FHLMC, FNMA, FHA, VA, USDA and private investors.
• US Mortgage Domain

• Preparing reviewing and generating closing documents according to client specifications ensure all compliance requirements are met.
• Review and approve Final HUD, Final CD working effectively with the designated processor to clear any issues that may arise.
• Reviewing of 1003, 1008, Appraisal document, Flood Insurance, HOI, IEAD,Credit Report, AUS, Note, Title Commitment, Title Final, LE, CD, HUD, GFE.
• Validating Closing conditions, Reviewing Balancing HUD Statements.

• Reviewing and analyzing the mortgage loan application to ensure eligibility,accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Reviewing all required loan data, reports, and inspections to ensure the customer is acceptable to the investor and the company.
• Making independent decisions regarding acceptance and risk of loans according to FNMA/ FHLMC, company, and investor guidelines.
• Reviewing the borrower’s profile including credit, income, assets,collateral, compliance, employment, and other lending risks such as interested party involvement.
• Reviewing escalation and exception requests.
• Reviewing, examining and underwriting loans to ensure soundness, accuracy, business value and compliance with the standards of investors.
• Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors including risk issues and potential fraud, income calculation & pay stub.
• Reviewing and analyzing special conditions, loan deficiencies and exception requests to determine the appropriate action.

Claim Processing: Reviewing and processing healthcare insurance claims with

established guidelines, policies and procedures.

• Claim Adjudication: Determine the eligibility of claims based on policy

coverage, medical necessity & Contractual Agreement between providers &

Payers.

• Documentation: Maintain accurate and comprehensive claim records including

all relevant patient and insurance information, services provided and payment

details.

• Investigation: Investigate and resolve claim discrepancies, denials and appeals

by communicating with healthcare providers, insurance carriers and patients

as necessary.

• Coding: Ensure that claims are coded correctly and in compliance with

healthcare coding standards (Eg. ICD-10, CPT) to facilitate accurate reimbursement.