Senior Project management & Techno-Functional professional with more than 16 plus years in T24 in various roles like Head of Delivery for T24 Projects, Project Director, Project Manager, Module lead, SME, Product Analyst, Development & Head of Implementation in banking domain.
Experience in initiatives that are aligned with strategic direction of the company and business stakeholders. Possess a proven track record for large scale, mission critical T24 projects.
Responsible for the delivery of T24 services and the T24 implementations for which Stoics IT is the prime contractor. Ability to formulate vision and translate into strategic plans and prioritize initiatives to meet company’s short and long-term objectives.
Acts as an escalation point for complex issues of varying magnitude that have gone through multiple levels of troubleshooting and responsible for delegating resources to resolve the issues in a timely manner to enhance client satisfaction.
The wealth of expertise covering functionally and technically over the modules such as Temenos Payments Hub (TPH), Java Extensibility Framework (JD), Componentization coding standards, Temenos Implementation Methodology (TIM), Interfaces, IRIS APIs, TAFJ, Integration Framework, Interaction Framework, Delivery (DE), SWIFT, ATM, Cheque Collection, Funds Transfer, Limits, Interest & Charges, Core T24 engine, accounting & reporting.
Expertise in T24 Payments module which covers TPH, Funds Transfer, standing order, Delivery, direct debits & NOSTRO reconciliation.
Possess onsite experience with the role of first level support consultant and Team Lead. Possess offsite team experience of leading a team and mentoring juniors in Core modules as well as the local developments in Payments.
Overview
2026
2026
years of professional experience
Work History
Associate Vice President
Bahwan Cybertek
10.2024 - Current
Delivered consistent revenue growth by identifying new business opportunities and expanding client relationships.
Boosted company reputation with the successful execution of high-profile projects.
Trained and guided team members to maintain high productivity and performance metrics.
Handled problematic customers and clients to assist lower-level employees and maintain excellent customer service.
Collaborated with cross-functional teams to drive process improvements and innovation.
Spearheaded change management initiatives that ensured smooth transitions during organizational restructuring periods while minimizing disruptions to ongoing operations.
Senior Vice President
Stoics Software Development India Pvt Ltd
03.2016 - 09.2024
Of the Organization: Stoics IT Solutions & Services LTD
Led restructuring and turnaround through development of new leadership team.
Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
Drove corporate revenue by creating strategies that fit perfectly with company's vision and mission.
Oversaw hiring, adding valuable, talented professionals to strengthen management team.
Monitored industry trends, keeping current on latest changes and competition in industry.
Senior Software Engineer – Product Support
Temenos India Pvt.ltd
10.2008 - 03.2016
Temenos – The Banking Software Company
Founded in 1993 and listed on the main segment of the Swiss Stock Exchange (SWX: TEMN), Temenos Group AG is a leading provider of integrated modular core banking systems
Temenos software provides banks with a single, real-time view of the client across the enterprise, enabling banks to maximize returns while streamlining costs
Worked with software development and testing team members to design and develop robust solutions to meet client requirements for functionality, scalability and performance.
Extensive experience in requirement gathering, requirement analysis, impact assessment and solution design.
Good exposure in payment Collections domains like SWIFT Messaging, Credit Transfer Direct Debit, Clearing Settlement
Partnered with development team on product development and application support plans.
UAE Reports – Income Data Submission, Credit Data Submission, Customer Account Details Upload (CAD), Cards Interface, VAT Invoice generation, RestFul APIs & SMS
Roles and Responsibilities:
As a Project lead, been a part of the project design for the migration from Legacy system to T24
Managing the offshore project team for the product implementation, ISB configuration, Local customisation, Interfaces, and delivery
Co-ordinating with the client and the development team in requirement gathering, development & for the SIT/UAT support
Responsible to get design approvals from the Temenos Governance team for the local developments including interfaces
Responsible for timely delivery of the core banking implementation
Lead the project team to meet the timelines agreed with the bank.
Met project deadlines without sacrificing build quality.
Drove team success through shared vision and recognition of quality performance.
Provided detailed technical and operational direction in project challenges, consistently meeting deliverables according to deadlines.
Delivery Head
Commercial Bank Of Qatar
09.2023 - 09.2024
Project Scope: Temenos Payment Hub Standalone Implementation. On premises implementation in container based open shift. Qatar payment Interfaces, Integration with various systems like Equations, Prime, FIRCO, Documentum, etc,.
Tracked initiatives, engaged with operational teams and database administrators to deliver on business requirements.
Identified and managed path and milestones of delivery schedules.
Prepared and reported project metrics needed for various risk groups.
As a Project lead, been a part of the project design for the migration from Legacy system to T24
Managing the offshore project team for the product implementation, ISB configuration and delivery
Co-ordinating with the client and the development team in requirement gathering, development & for the SIT/UAT support
Responsible to get design approvals from the Temenos Governance team for each of the development solutions.
Responsible for timely delivery of the core banking solutions.
Lead the project team to meet the timelines agreed with the bank.
Drove team's execution of quality management throughout division, improving process effectiveness, cost-effectiveness, resource and process efficiency.
Managed risk, investigated solutions and established project recovery plans.
Partnered with project team members to identify and quickly address problems.
Participated in the approval of T24 ISB (Initial System Build) specific to AAF
As a Project lead, been a part of the project design for the migration from Legacy system to T24
Lead Technical solution architect for the local customisations in TPH and the interfaces
Prepared detailed Technical design & estimation for the 4 fully automated payment interfaces in T24
FTS (Funds Transfer System), WPS (Wages Protection System), DDS (Direct Debit System) and ICCS (Image Cheque Clearing System)
All the 4 interfaces are directly integrated with the Central bank system for the very 1st time in T24 history without any middleware/3rd party system hence reducing the implementation & the maintenance cost
As a technical architect, arrange meetings with the client and the Temenos Governance team for the walk through & approval of the interfaces
Mentoring & managing the 30 members implementation team right from ISB phase to Go-live and post live support
Responsible for timely delivery of the core banking implementation
Lead the project team to meet the timelines agreed with the bank.
Lloyds Banking Group
Scope: Upgrade Support & Local development
Worked as the Consultant for upgrade support and local development across all the modules including securities and corporate actions
End to End upgrade support from G13 desktop to R16 Browser
Worked on the resolving design & compatibility issues on upgrade from Universe database to TAFJ
Worked on local developments related to interfaces, performance and online services.
Project Lead
National Bank of Greece
Project Scope: BAU and Local Development
Roles and Responsibilities:
As a Project lead, been a part of the project design for the migration from T24
Prepared the mapping delta for all the modules that are to be migrated from T24
Prepared detailed Technical specification document for T24 migration services and gave walkthrough to all the stake holders of the project
Organized weekly hand-shake calls with NBG, Flex-cube and the development team
We have completed the project with the milestone of 5 months for migrating all the modules from T24 and project went LIVE during April 2019
Of Greece, Albania
Project Scope: Migration from T24 to Flex cube
Roles and Responsibilities:
As a Project lead, been a part of the project design for the migration from T24
Prepared the mapping delta for all the modules that are to be migrated from T24
Prepared detailed Technical specification document for T24 migration services and gave walkthrough to all the stake holders of the project
Organized weekly hand-shake calls with NBG, Flex-cube and the development team
We have completed the project with the milestone of 5 months for migrating all the modules from T24 and project went LIVE during April 2019
Chong Hing Bank Limited
Interface Development
Roles and Responsibilities:
As a technical lead, drafted Interface Design document for the interface requirements
Headed a team of 15 resources, and successfully integrated the interfaces such as 360 View interface, HK Payments interface, AML Phase 2, DWBI & RAPS by using the Temenos Interface Tool (TIT)
Organised weekly meetings with the Bank and the other stake holders for the walkthrough and the status updates
Guided the team for the technical solution wherever required and provided timely delivery of the developments.
Mauritius Commercial Bank
Local development and Production Support
Roles and Responsibilities:
Worked as the Lead Consultant for development on the Phase 2 local development on securities and corporate actions
Worked on the local reports and dashboards for the wealth monitoring
Provided the solution for the production issues related to both core and local developments
Worked on reports and customization in T24 Corporate Actions
Guided the Team for the functional understanding, coding, testing and documentation.
Lead Consultant
Marfin Bank, S.A
ATM enhancement for regulatory changes on AFD transaction approvals
For development on the country specific regulatory changes on the ATM transaction processing
Prepared the project design and the proposal for the project
Prepared the technical specification document for the AFD enhancement and provided walk through to the stake holders
Guided the Team for the functional understanding, coding, testing and documentation
Project went LIVE during May 2017 and followed by the production support.
As a Project lead, been a part of the project design for the migration from Legacy system to T24
Technical solution architect for the local customisations in TPH and the interfaces
Prepared detailed Technical design & estimation for the migration of payments & interface services and presented walkthrough to all the stake holders of the project
As the SME for T24 interfaces, audited the cards vendor specifications from FIS and successfully implemented Truevo Cards interface in R19 T24 with TPH (Temenos Payments Hub)
Responsible for timely delivery of the core banking implementation
Lead the project team to meet the timelines agreed with the bank.
Temenos Consultant
AL KHALIJI COMMERCIAL BANK Q.S
10.2015 - 12.2016
Tier -1 Bank as classified by Temenos and serviced under premium SLA
Roles and Responsibilities:
Al-khalaji Bank classified as a premium client having signed with the premium SLA (Service Level Agreement)
Worked as an on-site First Level Support consultant
Worked on production / Live support providing timely solutions with adherence to the agreed minimal turnaround time
Optimized performance of the COB and brought down the total COB time to the minimal
Core support for securities & payment modules
Also involved in local development/support/testing.
JP Morgan Chase
02.2015 - 09.2015
Tier -1 Bank as classified by Temenos and serviced under premium SLA
Roles and Responsibilities:
Worked as on-site first level support consultant for production support
Handled critical issues on payments, accounting, SWIFT delivery, performance monitoring and tuning, and local development
Guided other resources in the project with respect to the Incident management and regulating the turnaround time in line with the agreed terms
Providing support/clarifications to client for any functional or technical clarifications
Conducted internal training on various T24 functional and technical concepts.
Credit Suisse
02.2013 - 01.2015
Singapore
Tier -1 Bank as classified by Temenos and serviced under premium SLA
Roles and Responsibilities:
Involved in Credit Suisse project, where the support is covered under premium SLA (Service Level Agreement)
Handled critical issues on SWIFT delivery, private banking, and local development
Guided other resources in the project with respect to the Incident management and regulating the turnaround time in line with the agreed terms
Conducted internal training on various T24 functional and technical concepts.
Education
Master of Science - Computer Applications
Madurai Kamaraj University
Chennai,India
04.2001 -
Skills
Strategic plans
Relationship building and retention
Product Management
Customer and employee rapport
Recruiting and Hiring
Corporate presentations
Timeline
Associate Vice President
Bahwan Cybertek
10.2024 - Current
Delivery Head
Commercial Bank Of Qatar
09.2023 - 09.2024
Project Manager, Client Services
Arab African International Bank
01.2022 - Current
Project Lead
Reem Finance PJSC
11.2021 - 04.2022
Senior Vice President
Stoics Software Development India Pvt Ltd
03.2016 - 09.2024
Temenos Consultant
AL KHALIJI COMMERCIAL BANK Q.S
10.2015 - 12.2016
JP Morgan Chase
02.2015 - 09.2015
Credit Suisse
02.2013 - 01.2015
Senior Software Engineer – Product Support
Temenos India Pvt.ltd
10.2008 - 03.2016
Master of Science - Computer Applications
Madurai Kamaraj University
04.2001 -
Lloyds Banking Group
Chong Hing Bank Limited
Mauritius Commercial Bank
Lead Consultant
Marfin Bank, S.A
Technical Lead Project Manager
Al Ain Finance PJSC
Project Lead
National Bank of Greece
Technical Lead
Truevo Money Ltd
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