Summary
Overview
Work History
Education
Skills
Languages
Certification
Accomplishments
Affiliations
Timeline
Generic

Nina Giri

Thane

Summary

Accomplished professional with comprehensive 18 yrs of experience both in Direct Life Insurance company and Reinsurance company. Instrumental in implementation of various technology in underwriting, reporting information systems, quality improvement tools, cost effective process improvements, proactive solutions, strong customer relationships, new strategies to maximise opportunities.

My inclination is towards technology, AI tools, healthy technology-disruptor's, group business avenues, risk compliance with strong values.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Sr. Manager High Networth Individual Underwriting

HDFC Life
Mumbai
11.2020 - 10.2021
  • Life Underwriting of High Value Cases within TAT, customer service standards and quality.
  • Managed relationships with Sales Heads across different lines of business.

Sr. Manager

RGA Global Canada
Mumbai
09.2014 - 04.2020
  • Developed and implemented strategies to improve efficiency and increase productivity with quality in group underwriting quotes
  • Mentored junior staff with business processes, customer service standards, and quality assurance protocols for underwriting group quotes
  • Collaborated with external clients to negotiate Treaties that met company requirements while generating revenue.
  • Evaluated treaties for new business with clients
  • Formulated Manuals and SOPs
  • Facultative underwriting ofhigh values cases of clients
  • Imparted Underwriting trainings to client underwriters from time to time as deemed necessary.

Sr. Manager

Exide Life
Bengaluru
01.2014 - 09.2014
  • Developed and implemented Internal Audit framework to improve underwriting quality.
  • Created and improved the group underwriting process.
  • Life Underwriting of high value cases

Underwriting Manager

HDFC Life
Mumbai
10.2002 - 12.2012
  • Life underwriting - implemented best practices.
  • Implemented automated systems for tracking key performance indicators related to insurance product profitability.
  • Analyzed data to identify trends in customer risk profiles and recommend appropriate action plans.
  • Reviewed customer profiles, medical reports and financial statements to assess risk factors.
  • Identified areas of improvement within the organization's underwriting department.
  • Prepared periodic MIS reports for management review. Created the business tools with the help of IT for various reports, dashboards, both internal and external audits and underwriting guidelines
  • Underwriting inputs on claims cases
  • Provided guidance and support to junior underwriters in decision-making processes.
  • Assisted in the development of training materials for new hire underwriters.
  • Negotiated terms with customers to ensure they meet company requirements while still providing value added services.
  • Managed a team of underwriters to ensure accurate and timely processing of applications.
  • Created internal policies and procedures related to the underwriting process.
  • Automated the Group underwriting in collaboration with a cross functional team. Prepared the Business specs for the developer, GAP analysis, UATs, SITs, wrote and created Group Manual
  • Created the Business continuity plan for underwriting department
  • Planned the risk and compliance process
  • Spearheaded the formation of Lean Cell in the Operations department with cross functional team of data entry operators, underwriters, new business operators and policy printing and dispatch for an end to end most effective working model.

Education

Bachelor of Pharmacy

Roland Institute of Pharmaceutical Sciences

Skills

  • Underwriting Technical
  • Team Management
  • Customer Relationship
  • Automation and Technology Application
  • Process Efficiency
  • MIS tools

Languages

English
First Language
Hindi
Proficient (C2)
C2
Marathi
Proficient (C2)
C2
French
Beginner
A1

Certification

  • Comprehensive Communication - RGA Hongkong
  • Genes and the Human Condition - University of Maryland
  • COMET - Gen Re
  • Residential Leadership Training - HDFC
  • Intensive Life Underwriting - Munich Re Singapore
  • ALU 101
  • III - Licentiate

Accomplishments

  • CommonWealth Scholarship Nomination 2000
  • Underwriting Quality - HDFC
  • Highest Medical Underwriting Productivity
  • New Product - Simplified Voluntary Group Underwriting Product

Affiliations

Traveling and trekking

Reading

Timeline

Sr. Manager High Networth Individual Underwriting

HDFC Life
11.2020 - 10.2021

Sr. Manager

RGA Global Canada
09.2014 - 04.2020

Sr. Manager

Exide Life
01.2014 - 09.2014

Underwriting Manager

HDFC Life
10.2002 - 12.2012

Bachelor of Pharmacy

Roland Institute of Pharmaceutical Sciences

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Nina Giri