Niraj Kumar
Mumbai
Summary
Obtain a position in an organization, where I can utilize my experience and knowledge in a challenging environment to achieve Individual as well corporate goals.
Overview
12
12
years of professional experience
9
9
years of post-secondary education
Work History
Chief Manager
Indusind general insurance company limited
Mumbai
08.2025 - Current
- Driving large business relationships and Maintaining the broker relationship.
- Ensuring consistent new business & retention of the client base.
- Reviewed portfolios, analyzed, and suggested covers for optimum risk management.
- Liaised with internal stakeholders (underwriting, risk engineering, Claims and Operational teams) to ensure smooth functioning and effective risk
- Complete market mapping on a regular basis to ensure deeper penetration.
Senior Manager
HDFC ERGO General Insurance Company
Mumbai
01.2022 - 07.2025
- Maintained high standards of customer service by building relationships with clients & Partners
- Approached potential clients by using direct marketing mailings and phone contacts.
- Cross-sold insurance products to existing clients to reach sales targets.
- Developed strategic plans to improve customer service delivery and satisfaction.
Assistant Manager
Toyota Tsusho Insurance Broker India Private Limited
Mumbai
01.2018 - 01.2022
- Generating new business-(Japanese & Non-Japanese accounts) from the market via various sales channel like networking from pre-sales team, Placement team and cold calling
- Exploring new business from current clients as per their product requirement and current market innovation
- Involves extensive travelling to clients, giving presentation, building relationship to convert the prospect client into the company
- Liaison with Insurance companies to get better quotes from market and accordingly providing best terms to the client
- Managing the Non-medical claim.
Senior Officer
Tata Motors Insurance Broking and Advisory Services Ltd
Mumbai
01.2017 - 11.2018
- Auditing Client's Insurance policy portfolio
- Understanding client's requirements and customization of Insurance Portfolio
- Generating leads of new client through Existing Client
- Establishing relationship with existing clients by providing high level service
- Acquiring, developing & sustaining relationship with large Corporate Clients
- New business generation through sales of General Insurance Product
Relationship Manager
Prime India Insurance Brokers Pvt Ltd
Mumbai
10.2015 - 02.2017
- Generating leads of new client through daily calling
- Establishing relationship with new clients with day to day interaction
- Acquiring, developing & sustaining relationship with Corporate Clients & SME's
- Understanding client requirements and customization of Insurance Portfolio
- New business generation through sales of General Insurance Product.
Sr. Executive
Indiamart InterMesh Ltd
Mumbai
03.2014 - 05.2015
- Acquiring new clients, developing & sustaining relationship with Corporate Clients & SME's
Education
PGDM -
Master School of Management
Meerut , UP 01.2012 - 02.2014
BBA -
Sikkim Manipal University
Patna , Bihar 01.2008 - 11.2011
HSC -
Bihar Secondary Education Board
04.2006 - 08.2008
SSC -
Bihar Secondary Education Board
11.2005 - 05.2006
Skills
- Property Insurance
- Health Insurance
- Liability Insurance
- Marine Insurance
Personal Information
DOB-10/01/1992
Father- Jaleshwar Raut
Mother -Pramsheela Devi
Add- 605, Shree Krishna heights Naigaon east, Palghar -401208
Timeline
Chief Manager
Indusind general insurance company limited
08.2025 - Current
Senior Manager
HDFC ERGO General Insurance Company
01.2022 - 07.2025
Assistant Manager
Toyota Tsusho Insurance Broker India Private Limited
01.2018 - 01.2022
Senior Officer
Tata Motors Insurance Broking and Advisory Services Ltd
01.2017 - 11.2018
Relationship Manager
Prime India Insurance Brokers Pvt Ltd
10.2015 - 02.2017
Sr. Executive
Indiamart InterMesh Ltd
03.2014 - 05.2015
PGDM -
Master School of Management
01.2012 - 02.2014
BBA -
Sikkim Manipal University
01.2008 - 11.2011
HSC -
Bihar Secondary Education Board
04.2006 - 08.2008
SSC -
Bihar Secondary Education Board
11.2005 - 05.2006