Summary
Overview
Work History
Education
Skills
Certification
Timeline
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NIRANJAN Pimputkar

Senior Consultant
THANE,Maharashtra

Summary

Seasoned Fin-tech professional with over 12 years of expertise in Cards and Payments, known for delivering strategic solutions that optimize banking operations. Skilled in designing and implementing adaptable system architectures that fuel business growth, enhance client engagement, and unify cross-functional teams around strategic objectives. Demonstrated ability to convert complex business requirements into comprehensive smoke and sanity testing scenarios, ensuring precision, performance, and regulatory compliance across financial systems. Well-versed in Agile (Scrum) environments with deep knowledge of ISO 8583 and EMV standards. Highly proficient in industry tools including JIRA, TFS, Swagger, Soap-UI, and Insomnia, supporting end-to-end QA and testing execution

Overview

13
13
years of professional experience
3
3
Certifications
1
1
Language

Work History

Senior Consultant

Capgemini
03.2024 - Current
  • Facilitated stakeholder workshops to finalize API field mappings, enrichment logic, and process flows, spanning customer onboarding to recurring payment setups.
  • Collaborated cross-functionally with QA, Development, and Business teams to translate API schemas into testable user stories and features.
  • Created epics and broke them down into features and actionable user stories across Card Preferences, Virtual Cards, Customer Inquiry, and Tokenization modules.
  • Defined T-shirt sizing (XS–XXL) to estimate effort and complexity of API deliveries, integrating sizing into Agile workflows for sprint planning and backlog grooming in Jira.
  • Created and maintained the Requirement Traceability Matrix (RTM) to ensure complete alignment between business requirements, test scenarios, and development deliverables.
  • Managed change requests and conducted impact analysis, updating stories and acceptance criteria to reflect evolving business priorities and customer needs.
  • Defined comprehensive test strategies across functional, regression, integration, and security dimensions to ensure seamless release validation.
  • Designed and executed test cases for card lifecycle APIs, including issuance, activation, reissue, blocking/unblocking, closure, and tokenization, with emphasis on compliance, consent, and audit trails.
  • Led end-to-end API testing across Internet and Mobile Banking platforms, validating request/response payloads for account inquiry, card linkage, PIN setup, and nomination workflows using tools like Insomnia.
  • Provided functional solutions and clarifications to development teams during sprint execution, ensuring API behavior aligned with business logic and customer experience goals.
  • Prepared scenario walkthroughs for complex customer journeys across onboarding, card usage, and PIN operations, supporting stakeholder demos and validation cycles.
  • Led test case sign-off sessions with business owners and QA teams, ensuring coverage across positive, edge, and negative scenarios.
  • Documented and shared daily status reports covering test execution progress, defect trends, and release readiness updates for stakeholder transparency.
  • Logged and tracked defects, monitored quality metrics, and supported post-release validations with environment-specific coverage and rollback analysis.
  • Maintained release documentation, test coverage reports, and field-level mappings to support scalability and knowledge sharing across squads.
  • Mentored QA team members, promoted testing best practices, and participated in retrospectives to improve velocity, quality, and cross-team coordination.

Associate Test Lead

Quality Kiosk
06.2022 - 03.2023
  • Analysed and refined user stories, prioritizing features within the DCMS life cycle.
  • Designed robust test plans and cases covering functional flows, edge conditions, and risk scenarios.
  • Collaborated with developers to align test design with system architecture, participating in peer and code reviews.
  • Reported test execution progress through stand-ups, dashboards, and stakeholder updates.
  • Conducted defect analysis, retesting, and triage, ensuring timely resolution.
  • Mentored junior testers, building capability in test design, execution, and reporting.
  • Balanced multiple projects with effective prioritization and problem-solving under pressure.

Senior Software Test Engineer

EURONET SERVICES INDIA PRIVATE LIMITED
02.2022 - 06.2022
  • Partnered with users and stakeholders to define requirements and lead QA strategies.
  • Streamlined QA processes to enhance production efficiency and coverage.
  • Executed fault isolation, environment setup, and bug resolution to ensure reliability.
  • Led fraud risk management by analyzing card transaction anomalies, strengthening controls, and collaborating with compliance teams.
  • Validated cross-border and non-financial transactions to confirm correct charges, and detect irregularities.
  • Maintained clear documentation of test cases, results analysis reports enabling easy reference during troubleshooting or enhancement phases.

Senior Software Test Engineer | Client -Mastercard

PRI INDIA IT SERVICES PRIVATE LIMITED.
11.2020 - 01.2022
  • Implemented the Dual Management System (DMS), exceeding SLA targets.
  • Optimized workflows, configured BINs, and ensured strict compliance in authorizations.
  • Coordinated UAT, workshops, and cross-team integration to align business and technical delivery.
  • Defined and tracked KPIs, such as defect leakage and SLA adherence, to drive improvement.
  • Oversaw Maker-Checker activities, ensuring audit compliance, and secure approvals.

Senior Quality Analyst

AQM TECHNOLOGY PRIVATE LIMIED
09.2019 - 10.2020
  • Translated business needs and ISO 8583 specifications into actionable user stories and test cases.
  • Devised testing strategies for card life-cycle modules, API endpoints, and integration flows.
  • Simulated services, validated payloads with Postman/Swagger, and executed regression and exploratory testing.
  • Produced reports, dashboards, and risk logs for transparent stakeholder communication.
  • Supported UAT and production rollouts, ensuring smooth cutovers, and compliance validation.

Assistant Manager

AGS TRANSACT TECHNOLOGIES LTD.
01.2019 - 08.2019
  • Led planning and execution of system, regression, and exploratory testing across card operations.
  • Validated EMV flows, ISO 8583 integrity, STIP handling, reversals, refunds, and multi-currency transactions.
  • Ensured authorization-to-clearing message reconciliation with audit precision.
  • Configured test environments, simulators, and ATM setups to emulate issuer/acquirer behaviors.

Quality Analyst | Client :-RBL BANK

QuesTec Consulting.
09.2016 - 01.2019
  • Authored API test plans with coverage for functional, performance, and fault-tolerance scenarios.
  • Conducted positive/negative, boundary, and exploratory testing across payment APIs.
  • Utilized Postman, Swagger, and SoapUI for comprehensive validation.
  • Documented results, presented reports, and recommended process improvements.

Technical Support Engineer

MAXIMUS INFOWARE (India) Pvt Limited.
01.2013 - 10.2016
  • Configured ATM hardware/software, integrated payment switches, and validated ISO 8583 messaging.
  • Executed functional and non-functional ATM testing (withdrawals, deposits, PIN changes).
  • Implemented encryption, EMV compliance, and anti-skimming features; performed PCI-DSS audits.
  • Analyzed logs, optimized performance, and resolved transaction failures with minimal downtime.
  • Trained teams, authored manuals, and introduced workflow improvements to accelerate ATM deployment.

Education

Bachelor of Science - Information Technology

B.N. Bandodkar College of Science
Thane, Maharashtra

Skills

Agile methodologies

Software Development life Cycle

Software Testing Life Cycle

Bug lifecycle

Communication

Decision-Making

Analytical & Technical Skills

Visa & Boss

FIN-SIM simulator

SoapUI

swagger

Insomnia

ISO8583

EMV Concepts

Card Management system

Payment Systems

TFS

Jira

Data analysis tools

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Certification

ISTQB foundation, ID-71742, 2019-12-01

Timeline

Senior Consultant

Capgemini
03.2024 - Current

Associate Test Lead

Quality Kiosk
06.2022 - 03.2023

Senior Software Test Engineer

EURONET SERVICES INDIA PRIVATE LIMITED
02.2022 - 06.2022

Senior Software Test Engineer | Client -Mastercard

PRI INDIA IT SERVICES PRIVATE LIMITED.
11.2020 - 01.2022

Senior Quality Analyst

AQM TECHNOLOGY PRIVATE LIMIED
09.2019 - 10.2020

Assistant Manager

AGS TRANSACT TECHNOLOGIES LTD.
01.2019 - 08.2019

Quality Analyst | Client :-RBL BANK

QuesTec Consulting.
09.2016 - 01.2019

Technical Support Engineer

MAXIMUS INFOWARE (India) Pvt Limited.
01.2013 - 10.2016

Bachelor of Science - Information Technology

B.N. Bandodkar College of Science

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NIRANJAN PimputkarSenior Consultant