Nirav Chetan Shah
Jalgaon
Summary
Dedicated banking professional with extensive experience in mortgage loans, working capital financing, and customer relationship management. Skilled in credit evaluation, loan processing, compliance, and sales, with a proven track record of delivering exceptional client service in high-pressure environments. Seeking to contribute expertise to a progressive financial institution.
Overview
10
10
years of professional experience
Work History
Senior Key Relationship Officer
ADITYA BIRLA HOUSING FINANCE LIMITED
Jalgaon
10.2024 - Current
- Manage client relationships and drive sales of mortgage loan products, with a focus on customer satisfaction.
- Assess the financial eligibility of loan applicants through detailed interviews and documentation reviews.
- Oversee the preparation and execution of login, disbursement, and mortgage documents.
- Ensure compliance with pre- and post-disbursement requirements.
- Stay updated on loan products and financial services to provide informed client support.
Senior Sales Executive
I PROCESS SERVICE INDIA PRIVATE LIMITED
Jalgaon
04.2023 - 09.2024
- Company Overview - ICICI Bank Limited (Mortgage Loans).
- Spearheaded sales initiatives for mortgage loans, enhancing client acquisition and retention.
- Conducted financial feasibility assessments for loan applicants, ensuring sound credit decisions.
- Prepared and executed loan-related documentation, maintaining strict compliance standards.
- Acted as a key point of contact for client inquiries, delivering high-quality service.
Service Assistant
Speedking Communication Service Pvt Ltd
Jalgaon
07.2022 - 03.2023
- Company Overview: HDFC Bank Ltd.(Working Capital)
- Prepared and executed disbursement and mortgage documentation for working capital facilities.
- Conducted timely reviews and renewals of credit facilities to ensure operational efficiency.
- Updated monthly stock statements and drawing power (DP) records accurately.
- Provided ongoing client support, ensuring compliance with pre- and post-disbursement protocols.
Manager
NAVKAR SALES
Jalgaon
03.2015 - 06.2022
- Company Overview: Inverter Batteries and Automotive Batteries Distribution.
- Managed distribution and supply chain operations for inverter and automotive batteries.
- Built and maintained customer relationships, delivering consistent after-sales service.
- Oversaw accounting and inventory management, ensuring operational accuracy.
Education
B.com -
North Maharashtra University
12.2018
H.S.C. -
Nashik Board
12.2015
S.S.C. -
Nashik Board
12.2013
Some College (No Degree) - Master of Commerce
Kaviyatri Bahinabai University
JalgaonSkills
- Mortgage and working capital financing
- Credit assessment and loan eligibility analysis
- Sales and relationship management
- Compliance and documentation oversight
- Customer Service Excellence
- Proficiency in MS Excel and MS Word
Languages
- Hindi
- Marathi
- English
Declaration
I certify that all information provided in this resume is accurate and true to the best of my knowledge.
Timeline
Senior Key Relationship Officer
ADITYA BIRLA HOUSING FINANCE LIMITED
10.2024 - Current
Senior Sales Executive
I PROCESS SERVICE INDIA PRIVATE LIMITED
04.2023 - 09.2024
Service Assistant
Speedking Communication Service Pvt Ltd
07.2022 - 03.2023
Manager
NAVKAR SALES
03.2015 - 06.2022
B.com -
North Maharashtra University
H.S.C. -
Nashik Board
S.S.C. -
Nashik Board
Some College (No Degree) - Master of Commerce
Kaviyatri Bahinabai University
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