Nirbhay Yadav
Personal Banker
Kanpur, UP
Summary
Experienced banking professional with superior attention to detail and highly ethical nature. Dedicated to maintaining optimal security and customer satisfaction while meeting ambitious sales targets. Well-versed in industry regulations and asset protection strategies. Organized financial professional aiming to fulfill Personal Banker role within dynamic team. Driven to bring value through extended knowledge of financial products, services and branch operations.
Overview
8
8
years of professional experience
1
1
year of post-secondary education
1
1
Certification
Work History
Personal Banker
HDFC Bank Ltd
Kanpur
06.2022 - Current
- Handling portfolio of 26 crore with 86 group customers
- Management of client portfolio which includes retail and high net worth individuals
- Understand client requirement, propose and execute adequate products which include all Banking Products
- Managing client service request for their accounts and resolving queries within specific timeline
- Reporting to branch manager on daily basis of services provided to allocated client Portfolio
- Reporting primarily executed products within timelines, pipelines and proposed plan for Monthly target achievement
- Managing client's investment in various financial instrument and help in consolidation of portfolio at one place to make it convenient for client.
- Promoted financial products by maintaining excellent service offering knowledge.
- Helped clients plan for and fund retirements using mutual funds and other options to manage, customize and diversify portfolio.
- Helped clients plan for and fund retirements using mutual funds and other options to manage, customize and diversify portfolio
Teller/Teller Authorizer
HDFC Bank Ltd
Kanpur
09.2019 - 06.2022
- Managing team of 8 tellers
- Perform specialized tasks such as issuing/authorizing outward remittance, inward remittance, FCY DD, load and reload of MCY cards and exchanging foreign currency
- Maintain all reports and registers and properly reporting of necessary reports on daily, weekly and fortnightly basis
- Perform services for customers such as ordering bank cards and checks
- Process all bills of branch and vendors
- Maintaining all records and vouchers on daily basis
- Process all non-cash transactions, preparing cashier's checks, personal money orders, as well as cash transactions as per bank process
- Record all transactions promptly, accurately and in compliance with bank procedures
- Balance currency, cash and checks in vault at the time of EOD
- Answer inquiries regarding checking and savings accounts and other bank related products
- Attempt to resolve issues and problems with customer's accounts
- Initiate and open new accounts and to cross sell other products over the counter
- Explain, advice on and promote bank products and services to customers
- Identify referral opportunities and make relevant referrals
- Ensure compliance with all internal controls and established policies and procedures.
- Educated customers on use of banking website and mobile apps.
Senior Relationship Executive
Muthoot Finance Ltd
Kanpur
02.2019 - 08.2019
- Gold appraisal
- Looking after Branch Operations
- Ensure growth from existing customers
- Forex Dealing with clients
- Generate Forex & other products in potential
- Meeting with clients regarding sale promotion
- Forex rate negotiation with client
- Look into payments received and paid through bank
- Bank Reconciliation of weakly basis
- Direct Reporting to Branch Manager
- Worked, AD II Authorized By Reserve, Responsibilities are as Branch Executive
- Implementation of rules and regulation Iaid down by RBI
- Looking after Branch Operations
- Load, Reload and refund of Travel Cards
- Forex Dealing with FFMC & Bank
- Generate Forex & other products in potential
- Meeting with clients regarding sale promotion
- Forex rate negotiation with client
- Foreign Payment through TT
- Look into payments received and paid through bank
- Bank Reconciliation of monthly basis
Executive
Multimoney Forex Ltd
Kanpur
02.2014 - 12.2018
- Monitored expenditures to mitigate risk of overages.
- Assessed and analyzed departmental budgets to find ways to minimize expenses and optimize profits.
- Identified opportunities to expand or shift course to take advantage of changes in market.
- Anticipated and tracked operational and tactical risks to provide strategic solutions.
- Implementation of rules and regulation Iaid down by RBI.
- Looking after Branch Operations.
- Load, Reload and refund of Travel Cards
- Forex Dealing with FFMC & Bank
- Generate Forex & other products in potential
- Meeting with clients regarding sale promotion
- Forex rate negotiation with client
- Foreign Payment through TT
- Look into payments received and paid through bank
- Bank Reconciliation of monthly basis
- Direct Reporting to Sr. Manager
Education
MBA - Business Management
NMIMS Global School For Continuing Education
Mumbai 07.2021 - Current
BBA - Business Administration And Management
Dayanand Academy of Management Studies
Mumbai 07.2021 - 06.2015
Skills
Banking operations knowledge
Oracle-Flexcube
Retail Forex Handling
Suspense accounts monitoring and reporting
Teller Authorizer and Management
Branch operation management
Client relationship management
Portfolio assessment
Financial product knowledge
MS Office
Certification
Insurance Regulatory and Development Authority (IRDA) Qualified
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Personal Banker
HDFC Bank Ltd
06.2022 - Current
MBA - Business Management
NMIMS Global School For Continuing Education
07.2021 - Current
BBA - Business Administration And Management
Dayanand Academy of Management Studies
07.2021 - 06.2015
Teller/Teller Authorizer
HDFC Bank Ltd
09.2019 - 06.2022
Senior Relationship Executive
Muthoot Finance Ltd
02.2019 - 08.2019
Executive
Multimoney Forex Ltd
02.2014 - 12.2018