NIRMAL RAJ SUDARSAN

• Daily allocation of work to analysts and tracking productivity to ensure that agreed SLAs are met.
• Investigating Post transactions monitoring of Mashreq Bank customers from money laundering prospective.
• Providing Compliance approval for Over-ride Cash Deposit if breaches the anticipated transaction values of customers.
• Liaising with business unit/ RM to seek clarification on the potential suspicious transactions and to get updated KYC/ CDD of customers to justify the alerted transactions.
• To recommend the case for UAR filing if transactions are not inline with declared customer profile.
• Preparing MIS activities and Quality analysis to report Management.
• To ensure all applicable risk are identified in the unit's RCSA and is maintained up to date.

STANDARD CHARTERED BANK - AML (Dec 2019 to Jul 2021)

• To investigate Post transactions monitoring routed via Standard Chartered Bank, Malaysia and Singapore from money laundering prospective
• To investigate cases to identify any unusual or suspicious transactions in accordance with the Anti-money laundering laws and regulations, OFAC Sanctions and monitoring of Non - Correspondent Banking activities.
• To ensure compliance to regulatory requirements, policies and operating procedures.
• To perform intensive research on accounts and transactions utilizing web-based research tools and other business sources and obtained necessary information from Relationship Manager's through referral process.

MASHREQ BANK - Daily Transaction Review (Jun 2016 to Nov 2019)

• Daily allocation of work to analysts and tracking productivity to ensure that agreed SLAs are met.
• Provided SME support to Robotics (RPA) team in identification, assessment and development of AML/KYC application.
• To recommend the case for UAR filing if transactions are not inline with declared customer profile.
• Preparing MIS activities and Quality analysis to report Management.
• Deputed for two weeks to Dubai, UAE to provide trainings on the reverse transition of DTR process.

EMIRATES NBD (In Deputation - DubaI) - Financial Crime Compliance (Nov 2015 to Jun 2016)

• Six months deputation in Dubai, UAE for Emirates NBD to clear backlog volumes.
• Handled all three levels of review like basic alert review, Level 1 Case review and Level 2 Enhanced case reviews.
• Reviewing customer's KYC / CDD documents to determine customer's profile and validate the transaction pattern in customer's account against the declared profile / transaction pattern of customer.

• Providing compliance approval for live payments and monitoring of post transactions to mitigate Risk for Trust and Company Management Clients for Amicorp Group
• Handled and managed a team of 4 Compliance Assistants where responsibilities included work allocation, monitoring, quality, leaves and grievances
• Managed End-to-End UAT testing cycle for Transaction Monitoring Tool (Cordys and Liquidice)
• Liaise with IT team to coordinate testing activity and project schedule, and hands off
• Assist with money laundering related queries/questionnaires received from other Units within the Group

• Investigated Post transactions monitoring routed via Standard Chartered Bank, United States from money laundering prospective
• Subject Mater Expert in Correspondent Banking process of Standard Charted Bank's Transaction Surveillance Unit.
• Investigated alerts and cases to identify any unusual or suspicious transactions in accordance with the Anti-money laundering laws and regulations, OFAC Sanctions and monitoring of Correspondent Banking activities
• Responsible to explain Assurance Audit Team for the QA findings.

• Traveled to Dubai for Migration of Documentation process in Commercial Lending Operations to Chennai.
• Successfully migrated Facility offer letter, security / supporting documentation processing from Dubai.
• Issuing SWIFT messages to counter guarantee Third Party Banks.

• Providing various credit facilities for Wholesale Banking, SME customers and Financial Institution customers of Standard Chartered Bank (Gulf Countries)
• Preparing facility Offer letter, security / support documentation in accordance with the approvals
• Checking facility agreement in line with the Credit approval obtained viz Business Credit Applications
• Ensuring all security and supporting documentation had been properly executed signatures verified and authenticity of the signatories supported by resolution
• Liaising with Credit and relationship managers in order to clarify the queries raised in line with the banks policies
• Internally moved from Scope to Bank between July 2010 and October 2010, where the entire customer related documents migrated to a new system CMS from an existing system (SPEED).

• Business Banking - Account Opening for Medium, Agricultural and Large business customers of Barclays Bank
• This process includes identification and verification of the Customer and its officials
• Rolled-out new tool SIEBEL from a Pilot run to Live
• Ensure that we satisfy our regulatory requirements in respect of KYC and Current Money Laundering Legislation/Regulations
• Assist in the Prevention of the Opening of Fraudulent A/c.