Nishant Gupta
Analyst
Noida,Uttar Pradesh
Summary
Experienced financial professional with solid understanding of risk profiles and client relations. Talents include facilitating approval processes, recordkeeping and financial statement review. Highly organized and attentive to details.
Overview
4
4
years of professional experience
Work History
Analyst (Lending Services)
National Australia Bank
04.2023 - Current
- Working in Product base banking arena which develops in-depth understanding of business performance
- Comprehending and responding to customer inquiries
- Identify, research and problem seek
- Assist with/perform with other team tasks as the need arises and ability to accurately interpret and compile information from variety of sources and systems
- Performing the necessary credit checks with respect to the loan i.e
- Collateral, lender mortgage insurance, personal consent form and letter of offer to proceed with timely settlement of loan
- Due Diligence/KYC of the documents received by bankers and brokers onshore and help them in updating the Database of the client with the changes requested throughout the loan term
- Reviewing the customers data i.e
- Past credit records, current records within the bank and giving the best interest rate possible throughout the loan term
- Perform quality checks and reporting as agreed in the Quality Framework of the process
- Handling escalation and team Email channel
- Handling MIS work on daily basis - total inflow of customer inquiries/requests, task allocation among the team members, control reports, variance reports through real time management software.
Financial Planning and Analyst
Ameriprise Financial Services
08.2022 - 04.2023
- Creating financial plans for the clients to save their taxes and optimize their investments
- Evaluating and interpreting of financial data - by analyzing different statements like stock options, ESOP, paychecks, tax forms, pensions, insurance documents, mortgage, bank account details, retirement plans
- Determining financial situation of a client based on the comprehensive analyses of various reports like cash flow, net worth, profit and loss, income tax, estate reports
- Preparing charts, graphs, pivot table and other visual aids for client's meeting
- Documenting and developing portfolio based on client's risk tolerance within turnaround time and quality matrices.
Financial Analyst
Better Settlement Services, Better Mortgage
09.2021 - 05.2022
- Reviewing, and collaborating with teams (internal/external) to analyze information needs like the third-party documents - payoff, subordination, title commitments, tax documents
- Validating the mortgage documents and fees, understand the requirements, clear conditions
- Coordinating title/escrow, mortgage, and appraisal process
- Submission of all the necessary documents for file completion
- Scheduling and coordinating Closing process
- Preparation of funding delay, weekly status and productivity report
- Handling escalation and team Email channel.
Financial Analyst
XL Dynamics
03.2021 - 08.2021
- Preparation and releasing of Initial Closing Disclosure Document for the client
- Updating of charges in Loan Estimate screen - Title and Escrow company charges
- Updating of Doc Drawing screen - Note Date, Interest date, Funding Date
- Analyzing the Escrow charges- Taxes, Insurance, HOA
- Analyzing and resolving of condition sheet according to the loan
- Analyzing the payoff statement, minimum required investment, APR
- Analyzing and resolving the effects of change in loan amount/lock on charges
- Knowledge of late fee charges, standard abbreviations of US mortgage.
Executive
Bureau Veritas
02.2020 - 11.2020
- Handling MIS work on daily basis
- Processing of Accounts Payable invoice
- Processing of Accounts Receivable invoice
- Preparation of Form 15 CB & 15CA
- Managing intercompany accounts
- Managing foreign co accounts
- Updating Journal Entries on daily basis.
Education
PGDM -
Jaipuria Institute of Management
Lucknow, India 04.2001 -
Bachelor of Commerce, India -
University Of Allahabad
Prayagraj, India 04.2001 -
12th -
Boys High School And College
Prayagraj, India 04.2001 -
10th -
Boys High School And College
Prayagraj, India 04.2001 -
Skills
Analytical thinking
Accomplishments
- Streamlined workflow by consolidating lengthy processes and redundant documentation that resulted in more effective and timely completion of customer requests
- Spot Award and Shoutout award received for excellence in service and quality
Timeline
Analyst (Lending Services)
National Australia Bank
04.2023 - Current
Financial Planning and Analyst
Ameriprise Financial Services
08.2022 - 04.2023
Financial Analyst
Better Settlement Services, Better Mortgage
09.2021 - 05.2022
Financial Analyst
XL Dynamics
03.2021 - 08.2021
Executive
Bureau Veritas
02.2020 - 11.2020
PGDM -
Jaipuria Institute of Management
04.2001 -
Bachelor of Commerce, India -
University Of Allahabad
04.2001 -
12th -
Boys High School And College
04.2001 -
10th -
Boys High School And College
04.2001 -
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