Years of Product Management Experience
Nishant Pandita
Product Lead |Gokiwi
Summary
Detailed oriented senior product manager with an 8-year track record in strategizing and executing successful Consumer facing tech product launches. Skilled in crossfunctional collaboration, customer alignment, and driving product growth.
Overview
8
8
6
6
Years of Startup Experience
Work History
Product Lead
Gokiwi
01.2023 - Current
- Company Overview: Kiwi is India's 1st Credit on UPI App
- Leading the Product team for Credit card including Card onboarding for users, Bank integrations, Card Management and risk management
- Scaled the card issuance to 150K in 6 months with 95% activation rate and Video KYC completion rate of 70% (vs Industry Avg of 38%)
- Managed a cross-functional team to build Repayment as a retention lever with 57% users repaying the Card bill on Kiwi app itself Without any cashback
- Worked closely with compliance to ensure alignment across all new products
Associate Director- Product
Freecharge
12.2020 - 01.2023
- Led team of PMs for Freecharge's Buy Now Pay Later and lending initiatives and scaled the product to 500K users in 12 months from Go Live
- Developed an end to end collection module to improve repayment/collection rate to 96.5% collection
- Coordinated with engineering and design teams to implement broader product initiatives for platform level capabilities like repayments, Upsell and cross-sell
Senior Manager- New Initiatives
Indifi
01.2020 - 12.2020
- Built the product roadmap and launched the Revenue Based Financing Product making Indifi one of the 3 companies to successfully build & scale this product
- Book Size: 50Cr, Delinquency: 0.9%
- Generated actionable insights basis market feedback to Launch and Scale the Payable Finance Product at Indifi -The first of its kind One borrower multiple supplier bundling product for complete supplier payment management
- Started the Pharma and Equipment lending business for Indifi and brokered marquee partnerships
Senior Manager: Digital Banking
Axis Bank
06.2016 - 01.2019
- Leading the Product efforts to scale Fee based cards
- Developed the product vision and strategy to launch the Rewards+ Debit Card, putting it on the path to be the current highest selling Fee based debit card
- Drove the Up-sell Debit card by product led growth initiatives to increase the sourcing of Up-sell cards by 5 times from roughly 40K in 2016 to 200K in 2018
Education
MBA - Business Administration
Welingkar Institute of Management
Mumbai, India 06.2014 - 06.2016
Bachelor's - Mechanical Engineering
University of Pune
06.2010 - 06.2014
Skills
Product lifecycle management
Timeline
Product Lead
Gokiwi
01.2023 - Current
Associate Director- Product
Freecharge
12.2020 - 01.2023
Senior Manager- New Initiatives
Indifi
01.2020 - 12.2020
Senior Manager: Digital Banking
Axis Bank
06.2016 - 01.2019
MBA - Business Administration
Welingkar Institute of Management
06.2014 - 06.2016
Bachelor's - Mechanical Engineering
University of Pune
06.2010 - 06.2014
Passions
- Financial Technology
- Digital Commerce
- Poker
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