Nishant Shrivastava
Bhilai
Summary
- A dynamic professional with 16 years of experience in Credit Analysis, and Credit underwriting of home loan and mortgage loan cases
- Proficient financial professional well-versed in validating credit of borrowers. Excellent communication and problem-solving abilities. Bringing many years' experience in banking and related roles.
- Dedicated Credit Manager knowledgeable about assessing financial documents, organizing applications, and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth.
- Resourceful Credit Manager successful at improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
18
18
years of professional experience
Work History
Senior. Credit Officer
Fivestar Business finance ltd
Durg
12.2019 - Current
- Mortgage loan processing as branch credit Processing of Mortgaged loan logins Telephonic Personal discussion with customers
Assistant Manager
Mahindra Rural Housing Finance Company Ltd
Rajnandgaon
05.2019 - 12.2019
- Managing Credit in Affordable Housing department.
Credit Manager
Shubham Housing Development Finance Ltd
Bhilai
09.2016 - 05.2019
- Joined as Disbursement officer and Promoted Credit Manager in 2019
Sr. Operations Officer
Vistaar Financial Services Pvt Ltd
Bhilai
08.2014 - 09.2016
- Joined as Operation officer and Promoted to Sr
- Operation Officer.
Associate Manager
IndusInd Bank Ltd
Durg
03.2011 - 02.2014
- Clearing Operations - General Banking Operations
Junior Processing Officer
Wholesale Banking Operations Hdfc Bank Ltd at payroll of ADFC Pvt. Ltd
Durg
02.2007 - 03.2011
- Administered clearing & depository operations, cash management and customer servicing
Education
Diploma in Advance Computing -
CDAC
Pune, Maharashtra01.2005
BCA -
Dynamic College of Professional Studies
Bhilai, Chhattisgarh01.2003
12th -
Higher Secondary School Sector
Bhilai, Chhattisgarh01.1999
10th -
Higher School School Sector
Bhilai, Chhattisgarh01.1997
Skills
- Credit Analysis
- Credit Underwriting
- Loan Processing
- Customer Satisfaction
- Mortgage Loan Processing
- Telephonic Personal Discussion
- Online Assessment
- Case Presentation
- Sanctioning of Cases
- Managing Credit in Affordable Housing Department
- PD Visit
- Budget Analysis
- Legal and Technical Initiation of Cases
Personal Information
- Father's Name: Shri S K. Shrivastava
- Mother's Name: Smt. Durga Shrivastava
- Date of Birth: 10/19/1979
- Marital Status: Widowed
Timeline
Senior. Credit Officer
Fivestar Business finance ltd
12.2019 - Current
Assistant Manager
Mahindra Rural Housing Finance Company Ltd
05.2019 - 12.2019
Credit Manager
Shubham Housing Development Finance Ltd
09.2016 - 05.2019
Sr. Operations Officer
Vistaar Financial Services Pvt Ltd
08.2014 - 09.2016
Associate Manager
IndusInd Bank Ltd
03.2011 - 02.2014
Junior Processing Officer
Wholesale Banking Operations Hdfc Bank Ltd at payroll of ADFC Pvt. Ltd
02.2007 - 03.2011
Diploma in Advance Computing -
CDAC
BCA -
Dynamic College of Professional Studies
12th -
Higher Secondary School Sector
10th -
Higher School School Sector
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