Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Nitesh Dubedi

Pune

Summary

Financial Analyst Experienced Financial Analyst with three plus years of experience having expertise in financial statements review, cash flow and investment analysis. Skilled at working independently and collaboratively in a team environment with proven ability to learn quickly and adapt to new situations also skilled in reviewing mortgages, verifying financial data, and delivering data-driven insights, with knowledge of working capital management, KYC/AML, Cost of capital and other supporting banking operations.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Financial Analyst

XL Dynamics
11.2020 - Current
  • Analyzing mortgage loan applications and assessing risk associated with each loan application
  • Using relevant financial technology to generate reports and recommended courses of action to upper management and senior underwriter.
  • Responsible for reviewing income documents such as personal and business tax returns (1040, 1120, 1120s, 1065 etc.), financial statements, financial reports, income trends
  • Reviewing financial documents, credit reports, and other information to determine borrower's ability to repay the loan and credit worthiness
  • Determining debt-to-income, loan-to-value, combined loan- to-value ratio for loan file and making sure loan application and documents meet required agency guidelines (FNMA, FHLMC, VA, FHA, Non QM etc.)
  • Credit and Income review of the borrower

Tax Advisor (Intern)

H&R Block India
05.2019 - 08.2019
  • Advised clients to develop tax planning strategies that minimize tax liabilities
  • Prepared and filed tax returns ensuring the accuracy and completeness of tax information that complies with tax laws and regulations
  • Managed time efficiently in order to complete all tasks within deadlines in order to complete Income tax calculation and e-filing.
  • Worked closely with customers to provide advice, answer the questions, provide guidance on tax-related issues and communicating complex tax information in a clear and concise manner.
  • Contacted with prospective 500+ customers and generated 50+ leads for individuals filing ITR1 and received Certificate of Appreciation

Data Specialist

CloudFactory
02.2018 - 08.2018
  • Optimized quality of data by developing and continuously improving data collection and automated upload strategies.
  • Ensured that data is accurate, complete, and consistent
  • Created reports and visualizations.
  • Maintained quality of data as per client requirement and criteria
  • Collecting information, collating it, converting it accurately into useful format and sharing these findings with stakeholders

Assistant (Intern)

Laxmi Bank
06.2017 - 08.2017
  • Assisted in Customer Due Diligence project to comply with Bank Secrecy Act/Anti-Money Laundering (BSA/AML)
  • Verified identity of customers, assessed risks associated with the customers' activities, and monitored their transactions to detect suspicious activity
  • Classified customers' account into risk profile based upon criteria provided
  • Identified changes that can be implemented to smoothen process
  • Filing, reporting and archival of customer's file

Education

MBA - Financial Management

Indira Institute of Management
Pune
12.2020

Bachelor of Business Administration - Banking And Finance

People's Campus/Tribhuvan University
Kathmandu, Nepal
12.2017

Skills

    • Financial Analysis and Management
    • Financial Reporting and Bookkeeping
    • Tax Accounting and Management
    • Mortgage Servicing and Underwriting
    • Credit Risk Assessment and Analysis
      • Data Research and Analysis
      • Investment Analysis and Cost of Capital (WACC)
      • Mortgage Lending
      • Customer Risk Profiling under KYC/AML

Certification

  • Financial Statement Analysis and Reporting, from National Program on Technology Enhanced Learning (NPTEL)
  • Business Analytics for Management Decision from National Program on Technology Enhanced Learning (NPTEL)

Timeline

Financial Analyst

XL Dynamics
11.2020 - Current

Tax Advisor (Intern)

H&R Block India
05.2019 - 08.2019

Data Specialist

CloudFactory
02.2018 - 08.2018

Assistant (Intern)

Laxmi Bank
06.2017 - 08.2017

MBA - Financial Management

Indira Institute of Management

Bachelor of Business Administration - Banking And Finance

People's Campus/Tribhuvan University

Similar Profiles

CREATE PROFILE
Nitesh Dubedi