Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Personal Information
Languages
References
Timeline
Generic
Nitesh Soni

Nitesh Soni

Jodhpur

Summary

Dynamic Branch Credit Manager at Sarvagram Fincare Pvt. Ltd. with over 3 years of experience in credit analysis and risk assessment. Proven track record in leading teams and enhancing business opportunities through strategic planning. Recognized for exceptional loan underwriting skills and building strong client relationships, driving significant growth in credit operations.

Overview

18
18
years of professional experience

Work History

Branch Credit Manager

Sarvagram Fincare Pvt. Ltd.
Jodhpur
01.2023 - Current

Strategic leader with over 3 years of experience in strengthening business opportunity

through strategic planning, enterprise roadmap & providing strategic direction, selection and

Evaluation: targeting assignments as Credit Management with a reputable organization.

Managed credit operations, including appraising proposals and conducting credit risk.

analysis & scrutinized relevant documents

Area Sales Manager (SME)

MAS Financial Services Ltd.
Jodhpur
02.2022 - 12.2023

Customer Relationship Manager

Unique Builders
Jodhpur
06.2020 - 02.2022

Sales Manager (SME-Retail Enterprises)

Mahindra and Mahindra Financial Services Ltd.
Jodhpur
03.2019 - 05.2020

Asset Relationship Manager in Retail Loans Cross Sell

Axis Bank Ltd.
Jodhpur
08.2018 - 02.2019

Senior Sales Officer in Home Loans and Mortgages

IndiaBulls Housing Finance Ltd.
Jodhpur
08.2017 - 07.2018

Team Leader in Home Loans & Mortgages

ICICI Bank Ltd.
Jodhpur
01.2014 - 07.2017
  • Handled team of 5 members in Jodhpur (2nd Zone out of the 3 Zones)
  • Working with Inbound and Outbound Channels
  • Building Connector relationship of all leading CA of Jodhpur for the growth of business
  • Building Strong relationship with all Builders and convert their Projects APF (Advance Processing Facility)

Systems Executive

First Flight Couriers Ltd.
Jodhpur
01.2007 - 01.2014
  • Preparing all types of operational work like COD, POD, Counter Selling
  • Received incoming assignments from all over India and Foreign Branches
  • Preparing outward dispatch detail of assignments and forwarding to CPC and concern branches
  • Achievements: Won Trophy from Regional Head Mortgages for Highest Login no. of files for the financial year 2015-2016

Education

Masters - Marketing and IT Management

Allahabad University
01.2013

Bachelor - Arts

Jai Narayan Vyas University
Jodhpur
01.2009

Senior Secondary - Arts

Rajasthan Board of Secondary Education
Jodhpur
01.2006

Secondary -

Rajasthan Board of Secondary Education
Jodhpur
01.2000

Completed ITI - COPA

ITI College
Bikaner

Skills

  • Credit analysis
  • Risk assessment
  • Team leadership
  • Data interpretation
  • Debt restructuring
  • Collateral evaluation
  • Loan underwriting
  • Underwriting expertise
  • Cash flow management
  • Policy application
  • Loan decision assessments

Accomplishments

    Won Trophy from Regional Head Mortgages for Highest Login no. of files for the financial year 2015-2016

    Won Certificate of Achivement from Chief Risk Officer for Extra ordinarly Achivement

    Won Director Club champoinship for Best Credit Manager in Segment

    Won Trophy for Zonal Sampark contest for Highest Disbursment.

Personal Information

  • Date of Birth: 01/27/84
  • Nationality: Indian
  • Marital Status: Married

Languages

Hindi
First Language
English
Proficient (C2)
C2

References

References available upon request.

Timeline

Branch Credit Manager

Sarvagram Fincare Pvt. Ltd.
01.2023 - Current

Area Sales Manager (SME)

MAS Financial Services Ltd.
02.2022 - 12.2023

Customer Relationship Manager

Unique Builders
06.2020 - 02.2022

Sales Manager (SME-Retail Enterprises)

Mahindra and Mahindra Financial Services Ltd.
03.2019 - 05.2020

Asset Relationship Manager in Retail Loans Cross Sell

Axis Bank Ltd.
08.2018 - 02.2019

Senior Sales Officer in Home Loans and Mortgages

IndiaBulls Housing Finance Ltd.
08.2017 - 07.2018

Team Leader in Home Loans & Mortgages

ICICI Bank Ltd.
01.2014 - 07.2017

Systems Executive

First Flight Couriers Ltd.
01.2007 - 01.2014

Masters - Marketing and IT Management

Allahabad University

Bachelor - Arts

Jai Narayan Vyas University

Senior Secondary - Arts

Rajasthan Board of Secondary Education

Secondary -

Rajasthan Board of Secondary Education

Completed ITI - COPA

ITI College
Nitesh Soni