Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Attended workshop conducted in college
Active volunteer of NSS
A Comparative Analysis of NPA Between HDFC And SBI, Academic year of 2022 – 2023, Individual Project, This study provides an empirical approach to the analysis of profitability indicators with a focal point on non-performing assets (NPAs) of SBI (public) and HDFC (private) sector banks. Banking sectors is exposed to number of risks like market risk, interest rate risk, liquidity risk borrower's risk, and among these many risk the bank face one of the most critical is the borrower’s risk - the risk of non-payment of the disbursed loans and advances. NPAs reveal the performance of banks. It affects the liquidity and profitability of banks. Growing non- performing assets is a recurrent problem in the Indian banking sector. The NPAs growth has a direct impact on profitability of banks. It involves the necessity of provisions, which reduces the overall profits and shareholders' value. The problem of NPAs is not only affecting the banks but also the whole economy., Statistical tools, Analytical tools, Survey of Banks, Ratio analysis, correlation analysis, T – test.