Open To Work
Nithish Prabhakar
Work Preference
Summary
Senior fraud and risk analyst with over 4 years of experience in fintech, banking, retail, and e-commerce fraud operations. Proficient in investigating high-risk accounts, UPI fraud, banking fraud, internal employee fraud, and financial crime. Expertise in enhanced due diligence, chargebacks, and regulatory escalations, utilizing SQL, Excel, Power BI, and Tableau for data-driven investigations. Proven ability to meet quality and productivity targets in fraud investigations.
Overview
1
1
Certification
6
6
years of professional experience
Work History
Fraud Investigation Analyst
slice
Bengaluru
12.2025 - Current
- Analyzed user accounts and transactions, detecting potential fraud through pattern recognition.
- Utilized SQL to retrieve transaction data, identifying anomalies for informed investigative decisions.
- Conducted enhanced due diligence on high-risk customers, adhering to internal policies and regulations.
- Documented findings, recommended actions, and reported verified fraudulent activities.
- Collaborated with teams in risk, compliance, operations, and product to mitigate fraud risk.
- Identified fraud trends, contributing to process improvements by recommending preventive measures.
Senior Fraud Investigation Analyst
PWC (Consultant)
Bengaluru
06.2025 - 12.2025
- Conducted end-to-end investigations into complex fraud cases involving banking fraud scenarios and identity theft.
- Performed transaction monitoring and risk assessments to identify suspicious activities and recommend mitigation actions.
- Prepared comprehensive investigation reports detailing findings and recommendations while ensuring quality standards.
- Provided guidance to junior investigators on case reviews, methodologies, and quality adherence.
- Acted as subject matter expert for fraud investigation processes, supporting team members with high-risk cases.
Fraud Analyst
Tesco
Bengaluru
03.2023 - 02.2025
- Conducted comprehensive investigations into customer and internal fraud, identifying policy violations and operational risks.
- Investigated checkout operators for suspicious activities, including till discrepancies and refund abuse.
- Monitored payment transactions to detect card-not-present fraud and other suspicious activities.
- Utilized SQL to analyze transaction data, identify fraud patterns, and support investigations.
- Developed reports and dashboards in Excel and Power BI to track fraud trends and risk indicators.
Transaction Risk Investigator
Amazon
Bengaluru
02.2022 - 02.2023
- Reviewed customer accounts and transactions to detect fraudulent activities and policy violations.
- Investigated account takeovers, payment fraud, fake accounts, and abusive purchasing behaviors.
- Evaluated risk indicators using internal tools to approve, restrict, or suspend accounts.
Technical Advisor
Concentrix
Bengaluru
10.2020 - 12.2021
- Supported customers with technical queries on OnePlus devices and TVs, including repair requests and updates.
- Promoted to L2 Support for outstanding performance in issue resolution.
- Identified recurring customer issues and contributed to developing effective solutions.
Education
Bachelor of Technology - Mechanical
M S Ramaiah University of Applied Sciences
10-2019
Skills
- Fraud Investigation & Financial Crime Operations
- Transaction Monitoring, Risk Assessment & Case Management
- AML, KYC & Enhanced Due Diligence (EDD)
- Payment Fraud, Account Takeover (ATO) & Internal Fraud Investigations
- SQL, Microsoft Excel & Power BI
- Root Cause Analysis, Fraud Prevention & Process Improvement
- Stakeholder Management, Team Mentoring & Cross-functional Collaboration
Certification
- Excel for Data Science
- Sql for Data Science
- Power BI for Data Science
Timeline
Fraud Investigation Analyst
slice
12.2025 - Current
Senior Fraud Investigation Analyst
PWC (Consultant)
06.2025 - 12.2025
Fraud Analyst
Tesco
03.2023 - 02.2025
Transaction Risk Investigator
Amazon
02.2022 - 02.2023
Technical Advisor
Concentrix
10.2020 - 12.2021
Bachelor of Technology - Mechanical
M S Ramaiah University of Applied Sciences