Summary
Overview
Work History
Education
Skills
Roles And Responsibilities
Corporate Skills
Additional Competencies
Personal Information
Disclaimer
Timeline
Generic
Nitin Dhameshiya

Nitin Dhameshiya

Working Capital And Branch Relation manager
Block no 98 Om nagar St no 3, BH Sitaram Society Rajkot,Gujarat

Summary

To work in a company that gives me satisfactory growth in my knowledge, can provide me opportunities for my development and can provide me challenging work environment

Overview

9
9
years of professional experience
8
8
years of post-secondary education
3
3
Languages

Work History

Deputy Manager

Kotak Mahindra Bank ltd
Rajkot
07.2023 - Current
  • Process of all business loans i,e, Overdraft ,Cash Credit, Term loan(AIFTL), CGTMSE loan, Bank
    Guarantee, Gold metal loan of SME groups and various Business Groups and bank 360 product.
  • Management of Working capital portfolio disbursement.
  • Preparation of digital documents and process of Disbursement documents, like Hypothecation of deed, Master facility agreement, guarantees deed, mortgage deed and other disbursement documents with legal stamp duty.
  • Process for all loans limit set up in system
  • Communicate and coordinate with various business groups within the bank to meet client requirements.

Deputy Manager

ICICI Bank ltd
Rajkot
11.2021 - 07.2023
  • Lending Service Operation Group Working capital Process
  • Process of all business loans i,e, Overdraft ,Cash Credit, Term loan(AIFTL), CGTMSE loan, Bank Guarantee, Gold metal loan and Process of SME and All Loans

Deputy Manager

Axis bank ltd
08.2018 - 09.2021
  • Branch Relationship Manager
  • Acquisition of All bank bank products
  • Acquisition of Current Account, Saving Account, Fixed Deposit, Working capital loan, SME loans,Gold Loan, Mutual funds investment and processing, life insurance and general insurance
  • Supervised day-to-day operations to meet performance, quality and service expectations.
  • Handling and making decisions regarding daily activities relating to Banking process i.e. Cash Management/Cashier, Cheque Clearing, Account open, Fixed deposite, Gold loan process and Branch daily operational activity, procedures and regulatory controls as a Branch operation Manager
  • Collaborated with cross-functional teams to drive business growth and achieve Branch targets.

IBT Executive

Marwadi shares and finance Ltd
Rajkot
11.2016 - 07.2018
  • Process of customer request for internet identity and update details on client master.
  • Customer service and Communicate with customer and Resolve customer’s query.
  • Prepare daily and monthly reports
  • Acquisition of demat account, Mutual Funds, SIP
  • Process of customer IPO request and demat

Education

MBA - Finance

G.T.U.
Rajkot, India
07.2014 - 01.2017

BBA - Marketing And Finance

Saurashtra University
Rajkot, India
07.2011 - 12.2014

H.S.C. -

G.H.S.E.B.
06.2010 - 04.2011

S.S.C. - Gujarati

Gujarat Secondary And Higher Secondary Education
06.2008 - 04.2009

Skills

  • Ability to Work Under Pressure

  • Leadership

  • Ownership

  • Decision Making

  • Teamwork

  • Time Management

  • Self-motivation

  • Operations management

  • Sales and marketing

Roles And Responsibilities

  • Process of all business loans i,e, Overdraft ,Cash Credit, Term loan(AIFTL), CGTMSE loan, Bank
    Guarantee, Gold metal loan and bank 360 product.
  • Management of Working capital portfolio disbursement.
  • Preparation of digital documents and process of Disbursement documents, like Hypothecation of
    deed, Master facility agreement, guarantees deed, mortgage deed and other disbursement
    documents with legal stamp duty.
  • Communicate and coordinate with various business groups within the bank to meet client
    requirements.
  • Process of Verification title deed, title search report, genuine certificate and property paper and
    send to safe custody for storage.
  • Coordinate with clients and correspondent banks to resolve queries related to Trade Finance
    operations/credit monitoring team.
  • Maintenance of CERSAI & ROC (CHG filling) for Hypothecation, Fixed deposit and property (Provided
    collateral security as per sanction letter) also maintain Insurance Policy of stock and Property.
  • Monitoring of pending compliance and Liaison with Auditors & Ensure no audit queries/Monitoring
    of suspected transaction.
  • Responsible for dealing with Bank's Internal & External auditors & inspectors thereby complying
    with statutory norms & Bank's laid down policies.

Corporate Skills

  • Ability to Work Under Pressure
  • Decision Making
  • Time Management
  • Self-motivation
  • Leadership
  • Ownership
  • Teamwork

Additional Competencies

  • Ability to keep deadline and manage stress
  • Enthusiastic
  • Goal-oriented
  • Self-motivating
  • Determined
  • Good communication skills

Personal Information

  • Date of Birth: 07/26/94
  • Gender: Male
  • Marital Status: Married

Disclaimer

I hereby declare that the information given above is true, accurate & correct to best of my knowledge & belief.

Timeline

Deputy Manager

Kotak Mahindra Bank ltd
07.2023 - Current

Deputy Manager

ICICI Bank ltd
11.2021 - 07.2023

Deputy Manager

Axis bank ltd
08.2018 - 09.2021

IBT Executive

Marwadi shares and finance Ltd
11.2016 - 07.2018

MBA - Finance

G.T.U.
07.2014 - 01.2017

BBA - Marketing And Finance

Saurashtra University
07.2011 - 12.2014

H.S.C. -

G.H.S.E.B.
06.2010 - 04.2011

S.S.C. - Gujarati

Gujarat Secondary And Higher Secondary Education
06.2008 - 04.2009
Nitin DhameshiyaWorking Capital And Branch Relation manager