Nitin Rohilla

Key Responsibilities:

• Conduct credit underwriting for personal loans and credit cards.
• Assess loan applications and determine creditworthiness using FOIR.
• Analyze CIBIL reports , GST, ITR, TDS and EPFO details.
• Evaluate borrower income, debt levels, and overall financial health.
• Ensure compliance with lending regulations and internal policies.
• Make recommendations for loan approvals or denials.
• Communicate findings to loan officers and stakeholders.
• Monitor loan performance and manage risk.
• Maintain accurate records of assessments and decisions.
• Collaborate to enhance credit assessment processes.

• Visualize historical financial data and create dashboards using Power BI.
• Develop machine learning models to enhance data analysis.
• Organize reports and compile data for timely reporting.
• Conduct research on industry trends and best practices.
• Analyze survey data to identify customer preferences.

Key Responsibilities:

• Conducted research and content creation related to finance.
• Gained practical sales experience in prospecting, KYC, negotiation, and image building.
• Analyzed mutual funds and completed ratio analysis for Tata AMC.
• Collaborated in a team environment, enhancing customer relations.
• Facilitated sales of insurance products (Smart Wealth Plan).
• Prepared financial journal entries using relevant software.
• Assisted in financial model development for accurate forecasting