Nitin Saxena

Plutus payment solution

Plutus is the server which acts as a smart switch which receives transaction request from POS machine, perform validations and routes it to banks acquiring switch in the specified data exchange format (ISO), receives the response, collates and send it back to the client. Pinelabs POS machines are embedded with platform of transaction processing for Credit/Debit cards, UPI and NBFC issuers both in standalone and cloud integration. Along with this application also supports Pine Labs EMI, Lounge, Promotion programs.

Roles and Responsibilities:

• Initiates project planning and completes the execution and prepares functional and business documents for the Product.

• Created software project proposals and market requirement specifications to increase capacity of product.

• Participate in release architecture meeting and drive end to end implementation.

• Maintain and track product/Sprint backlog, facilitate sprint review and retrospection meetings.

• Communicate with client/business team to understand and elucidate the requirements.

IBL CCMS.

MasterCard Pune (Client) has provided its Credit Card Management System to Indus-Ind Bank Ltd. IBL Bank has launched India's First Battery-operated Credit card. The system is responsible for processing the application of credit card customers and generation of the card as well.

Pine Labs Payment Gateway enables merchants/e-comm sites to offer their customers an option to pay using a credit card, debit card, net banking, or e-wallet online. PINE-PG works in redirect model and silent call mode. It will do the Authentication part with the Directory server (DS) and ACS (Active Control Server), and the Authorization part with the Issuing Bank Host.

It also provides features of Bank and Brand EMI for its customers, and it supports the feature of Saved card.

Transaction Types Supported are Card Sale, refund, and Cancel Authorization.

E-Service 2.0 is a state-of-the-art tool for managing and servicing customers in the most efficient and cost-effective manner. This tool is designed to manage incidents, requests, problems, and change. E-Service 2.0 also has extensive features built into it for monitoring and managing large ATM networks, enabling the service provider to manage the ATM incident lifecycle more efficiently and optimally.

EFT switch provides a channel for banks to serve financial transactions requested by customers in an automated way. It helps banks to acquire transactions from ATMs or another switch and process transactions requested by the customers. Provide a feature to route all the acquired transactions to the issuer. Provide security to authenticate and ensure the integrity of all the transactions.

Fleet management is a tool for a company's vehicles, and it includes commercial motor vehicles. It provides range of functions like vehicle financing, vehicle maintenance, and vehicle telematics (tracking and diagnostics). Fleet management software enables people to accomplish a series of specific tasks in the management of any or all aspects relating to a company's fleet of vehicles.