Nitish Kumar Singh
Gurgaon,HR
Summary
Recent graduate with foundational knowledge in analyzing credit data and financial statements and hands-on experience gained through academic projects and internships. Demonstrates strong teamwork, problem-solving, and time-management skills. Prepared to start career and make meaningful contributions with commitment and drive.
Overview
1
1
year of professional experience
1
1
Certification
Work History
Credit Analyst
Creditas Solutions Private Limited
05.2024 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
- Reduced delinquency rates, implementing rigorous monitoring and follow-up strategies with at-risk accounts.
- Investigated and resolved customer disputes related to credit decisions.
- Negotiated payment plans and loan terms with delinquent customers.
Capital Markets Intern
Density Exchange
07.2023 - 09.2023
- Assisted in the preparation of quarterly earnings releases by gathering information from various sources and consolidating them into easily digestible formats for investors or analysts alike.
- Contributed to successful transactions by conducting due diligence on target companies and industry sectors.
- Strengthened analytical abilities by reviewing company financial statements and conducting peer group comparisons.
- Developed a strong understanding of industry trends and key players through regular monitoring of financial news outlets, trade publications, and other relevant sources.
- Supported portfolio management activities by monitoring existing investments and providing regular updates on performance metrics.
Finance Intern
Hindustan Wellness Private Limited
05.2023 - 07.2023
- Maintained accurate, up-to-date financial spreadsheets and databases for reliable reference.
- Prepared and posted financial journal entries using technically relevant software.
- Analyzed financial trends and provided detailed financial reports to management.
- Aided in preparation of tax documents, ensuring compliance with laws and regulations.
- Analyzed financial data to identify trends, aiding in forecasting process.
Education
PGDM - Finance
Noida Institute of Engineering & Technology
Greater Noida, India08.2024
Bachelor's Of Commerce - Accounting And Finance
Patliputra University
Patna, India12.2021
Senior Secondary Examination - Science ( PCM )
Bihar School Examination Board
Patna, India06.2018
Secondary School Examination - Secondary Education
Bright Career School
Purnia, India05.2016
Skills
Risk Assessment
Credit analysis
Financial statement analysis
Credit risk
Verbal and written communication
Proficient in MS Office
Quantitative Analysis
Portfolio Management
Accounts receivable management
Financial Modeling
Certification
- DRA Certified by Indian Institute of Banking & Finance
- Diploma in Computer Application
- The Complete Financial Analyst Course Licensed from Udemy - Feb 2024
Languages
English
Hindi
Timeline
Credit Analyst
Creditas Solutions Private Limited
05.2024 - Current
Capital Markets Intern
Density Exchange
07.2023 - 09.2023
Finance Intern
Hindustan Wellness Private Limited
05.2023 - 07.2023
- DRA Certified by Indian Institute of Banking & Finance
- Diploma in Computer Application
- The Complete Financial Analyst Course Licensed from Udemy - Feb 2024
PGDM - Finance
Noida Institute of Engineering & Technology
Bachelor's Of Commerce - Accounting And Finance
Patliputra University
Senior Secondary Examination - Science ( PCM )
Bihar School Examination Board
Secondary School Examination - Secondary Education
Bright Career School
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