Nivedith Kumar Varanasi
Hyderabad
Summary
Results-oriented Management Professional experienced in managing client relationships and delivering tailored insurance solutions. Achieved business growth through effective negotiation, communication, and strategic planning. Focused on leveraging analytical skills and operational improvement to enhance organizational efficiency and team performance.
Overview
19
19
years of professional experience
Work History
Business Partner
Rafters Interio
Hyderabad
05.2025 - 06.2026
- Developed strategic partnerships with vendors to enhance product offerings.
- Analyzed market trends to inform business strategies and decisions.
- Researched industry trends in order to develop innovative solutions that would enable the company's growth.
- Researched competitor activities to identify opportunities for growth.
- Recognized process gaps inherent in current systems and developed strategies to overcome current issues and prepare effectively for expected changes.
- Coordinated marketing initiatives to increase brand visibility and reach.
- Managed customer relationships to ensure satisfaction and loyalty.
Sole Proprietor
Bajaj Finance
Hyderabad
04.2022 - 08.2024
- Sole Proprietor - Credit Card Portfolio Management. Established and managed a sole proprietorship, handling a portfolio from Bajaj Finance with a focus on RBL Bajaj Credit Card defaulters (3rd bucket).
- Achieved set targets consistently by implementing efficient follow-up strategies and ensuring timely payments.
- Cultivated client relationships to facilitate timely settlements and enhance communication.
- Successfully managed the collection process, ensuring compliance with company guidelines and credit policies.
- Reported directly to Bajaj Finance, providing regular updates on team performance and outstanding collections.
- Formulated and implemented strategies to improve credit card portfolio performance and profitability.
- Analyzed market trends and customer behavior to enhance service offerings for RBL Bajaj Credit Cards.
- Leveraged data analytics to monitor collection metrics and pinpoint opportunities for improvement in account management.
- Implemented customer feedback mechanisms to increase satisfaction and retention among credit card users.
Corporate Manager
Bajaj Allianz Life Insurance
Hyderabad
11.2015 - 08.2016
- Collaborated with top management to finalize strategic deals.
- Managed group insurance policies for corporate clients.
Relationship Manager
MAX BUPA Health Insurance Company Ltd
Hyderabad
09.2014 - 11.2015
- Setting up strategic partnerships with new channel partners aimed at enhancing organizational business growth.
- Setting up strategic partnerships with new channel partners aimed at enhancing organizational business growth.
- Assisted the sales manager in effectively closing the deals.
- Mentored and trained team members to improve client satisfaction and increase business generation through superior service.
- Conducted training sessions for team members based on identified needs.
- Created and updated status reports for senior management and stakeholders to support informed decision making.
- Attending various kinds of training at different locations like Delhi, Chennai and Bangalore by the Zonal & Regional team.
Senior Corporate Agency Manager
HDFC LIFE Insurance Co Ltd
Hyderabad
07.2012 - 08.2014
- Collaborated with channel partner HDFC Bank to plan and implement strategies that achieved business targets and generated leads.
- Supported bank personnel in closing insurance leads and engaged with HNI customers to finalize business deals.
- Organized training sessions for team members and bank employees based on identified training needs and other related factors.
- Updated business status to the senior management team and other stakeholders using detailed reports/ presentations for finalizing business policies.
- Coordinated with bank staff to conduct product training sessions.
- Enhanced client satisfaction by effectively resolving queries, requests, grievances and rendering qualitative service delivery.
Senior Relationship Manager
ICICI Direct
Hyderabad
01.2012 - 07.2012
- Sold diverse financial products including life insurance, general insurance, mutual funds, home loans, demat accounts, and equity market services to meet client needs.
- Engaged with diverse clients to facilitate successful business transactions.
Shared Officer
HDFC Standard Life Insurance
Hyderabad
12.2009 - 01.2012
- Meeting the HNI Client for further New Business.
- Engaged with high-net-worth individuals to discuss potential business opportunities.
- To Process the Policy proposals on a daily basis efficiently and within the standard time frame.
- Ensuring proper scrutiny of NB Proposals and passing the same for cashier entry in the system.
- Revival Calling for the lapsed Policies and convincing the client to continue the Policy.
- Closed and collected policy amounts from revived clients to secure business.
- Coordinated with HO to ensure proposal conversion and timely policy delivery to customers.
- Lead generation from the walk-in customers (Branch Sales).
Junior Officer-Debt Management
HDFC Bank Ltd
Hyderabad
05.2009 - 12.2009
- Managed credit card collections operations.
Agency Support Officer
HDFC Standard Life Insurance
Hyderabad
11.2007 - 05.2009
- Effective resolution of all Financial Consultant queries at branch through mails, telephone & coordination with HO for the same wherever required.
- Conducted quality checks to ensure compliance with primary IRDA guidelines.
- Addressed and resolved queries from financial consultants efficiently.
- Resolved all Financial Consultant queries at branch through emails, telephone, and coordination with HO.
- Coordinated with sales team and head office for efficient license issuance, streamlining the process.
- Prioritized and resolved discrepancies to maintain operational efficiency.
- Tracked lead generation activities and branch sales performance.
Education
B.Com - Computers
Osmania University
Hyderabad Skills
- Customer Relationship Management
- Insurance Management
- Banking and finance expertise
- Market Analysis
- Financial Planning
- Strategic Partnerships
- Change Management
- Performance Improvement
- Business process efficiency
- Meeting organizational goals
- Team Management
- Team leadership
- Training & Development
- Interpersonal communication
- Customer management
Languages
- English
- Hindi
- Telugu
Languages
Telugu
First Language
English
Advanced
C1
Hindi
Elementary
A2
Timeline
Business Partner
Rafters Interio
05.2025 - 06.2026
Sole Proprietor
Bajaj Finance
04.2022 - 08.2024
Corporate Manager
Bajaj Allianz Life Insurance
11.2015 - 08.2016
Relationship Manager
MAX BUPA Health Insurance Company Ltd
09.2014 - 11.2015
Senior Corporate Agency Manager
HDFC LIFE Insurance Co Ltd
07.2012 - 08.2014
Senior Relationship Manager
ICICI Direct
01.2012 - 07.2012
Shared Officer
HDFC Standard Life Insurance
12.2009 - 01.2012
Junior Officer-Debt Management
HDFC Bank Ltd
05.2009 - 12.2009
Agency Support Officer
HDFC Standard Life Insurance
11.2007 - 05.2009
B.Com - Computers
Osmania University