Niyamathulla Baig

• With onshore experience from May - Jul, 2022 - Luxembourg and Netherlands(Amsterdam) jurisdiction. During tenure have worked on multiple client onboarding projects.
• Worked on tools such as Viewpoint, Laserfiche, Fastlane, used for Client Onboarding.
• Research and analyzing skills on client before onboarding and initiate CAP meeting. CAP - Client Acceptance Panel.
• Well versed with Screenings (World Checks and Internet Search), Creation of Masterfiles - Internal client codes, preparation of onboarding forms based on the type of fund/entity.
• Preparing and managing KYC Checklist, list of pending documents/requirements, client outreaches, meetings schedules with clients to discuss on how to close the requirements.
• Identifying risks and preparation of risk profiles, adding and monitoring transactions (if any) in Transactions Monitoring tool.
• Well versed with the concepts and regulatory requirements of UBOs, Trusts, Foundations, Funds. Preparation of UBO declarations, SMO declarations, drafting FATCA & CRS Self-Certifications, drafting structure charts.
• Saving all documents received in internal document management tool - Laserfische and generating code for each document saved to use same into Final Onboarding KYC checklist for references.
• Prepared final KYC checklist which gives status for all the pending documents, onboarding forms and profiles prepared to send for further reviews.
• Involved into 4 eye and 6 eye reviews of onboarding forms/ profiles of team members and provide feedback for corrections.
• Submission of onboarding package to onshore business head for final review before submitting LAC (Local Acceptance Committee) request. LAC is the second line of defense.
• LAC will review and confirm if the profile and onboarding forms are adhered to Luxembourg's Laws and regulations and provide feedback for amendments if necessary. Once changes done profile will be approved and activated in system.
• Updating Approval status in Viewpoint systems and internal onboarding trackers.

Other important roles and achievements:

• Prepared MIS reports for team of 12 onboarding members.
• SAP Time Writing reviews and amendments for team and confirmed to MIS team post managers review and approval.
• Being pioneer to Luxembourg Client Onboarding team introduced Internal trackers (Using MS office) to track activities done by team and to track quality report of team.
• Managed team of 4 employees, cross training and multiple knowledge sharing sessions in India as well as in onshore -Luxembourg.
• Carried out day-to-day duties accurately and efficiently.
• Onboarded subsidiaries of big investment fund companies such as Blackrock Inc, Barings LLC, Blackstone, Equitix, Copenhagen Infrastructure Partners and other clients, Credit Agricole, BNP Paribas, Wells Fargo.
• Suggested ideas that could be implemented as cost-saving initiatives that addressed long-standing problems. Major ideas includes; to reduce time while performing screenings by using RDC tool; to track team performance introduced team book which discussed in higher management meetings.
• Devoted special emphasis to punctuality and worked to maintain outstanding performance record.
• Improved operations through consistent hard work and dedication.
• Led team projects and analyzed data to identify opportunities for improvement.
• Conducted research, gathered information from multiple sources and presented results.
• Identified issues, analyzed information and provided solutions to problems.
• Built client relations and onshore relations - Knowledge bridge between Centre of Excellence team and Onshore Business.
• Recognized by GEM award in the month of June 2021.
• Top Player - Performed Exceed Expectation in last cycle - March 2022.
• Recognized and worked under the senior management levels - Head of Change & Onboarding, Luxembourg who directly reports to COO, Director of Legal and Onboarding, Amsterdam and by other senior managers in multiple projects.

During tenure in Intertrust Group, have worked 6 Weeks in Luxembourg and a week in Amsterdam, Netherlands - Intertrust Group Head Office

Total 7 weeks business travel on special project to clear backlogs and over-due onboarding cases and to build a excellent knowledge bridge between CoE and Onshore business.

• Project details ( Profile Owner of GBM France KYC Renewal / Remediation)
• As a profile owner of GBM France KYC team performed AML periodic review and remediation of clients based on risk rating like SCC, High, Medium and low risk by following HSBC Global Standard procedures
• Clients due diligence categorized as per client types like subsidiaries treating as MG Sub, Parent Entities treated as MG parent
• For all the subsidiaries clients MG parent information would get cascaded through NGT Tool to reduce the due diligence on parent entities
• Verifying documents which has been received from Research Team and sourced publicly, ensuring all documents are accurate.
• Verdict Ownership structure of Entity’s based on Threshold as per global standards Low , Medium 25% and High , SCC 10% of ownership holding and Entity type to ensure whether ownership is controlling by any UBO (Ultimate Beneficial Owner) or IBO (Intermediate Beneficial Owner), Trust for charitable purpose etc
• Verifying ownership controlling by any PEP (Political Exposed Person) or any Special Risk Countries.
• Performing screenings (WC and Negative news search) and verifying screening validity and if any True material hits found consulting with RM and FCC (Financial crime compliance) for mitigations.
• Transaction risks sending to FCC for suggestions on risk classifications.
• Escalating to FCC (Financial Crime Compliance) ABC (Anti Bribery and Corruption) team if any Valid negative information, Sanctions and ML/ TF factors to get approval and recommendation on risk classification
• Ensuring to meet all Local requirements of France jurisdiction and capturing in local section of NGT
• Once completing profile in NGT sending it for RM approval and GRM approval (GRM approval sending only for MG parent).
• Participated in team-building activities to enhance working relationships.
• Developed and maintained courteous and effective working relationships.
• Demonstrated respect, friendliness and willingness to help wherever needed.
• Resolved problems, improved operations and provided exceptional service.

• Supporting US based AT&T Uverse on billing and sales queries
• Once issue resolved upselling Uverse services to customers
• Meeting individual quality and sales target
• Providing team sales and quality report to TL.