Nossam Aparna

• Performed Customer Identification Program (CIP) and Customer Due Diligence (CDD) reviews in accordance with the U.S. Banking and AML regulations.
• Performed KYC and entity reviews, including validation of company business documents, ownership structure, and beneficial owners.
• Collected and validated entity information, such as legal name, registration number, incorporation details, address, and tax identifiers.
• Reviewed and authenticated corporate documents, including the Certificate of Incorporation, Articles of Organization, Secretary of State, Certificate of Organization, Articles of Incorporation, business licenses, partnership or trust agreements, and beneficial owners.
• Conducted NAICS code verification to validate entity business activities and ensure alignment with declared operations. Compared NAICS codes with official documents, Secretary of State records, and third parties.

• KYC analyst in CIP CDD : Good Knowledge in Customer Identification Procedures (CIP) are vital for business operations. KYC involves knowing a customer's identity and business activities engage in. CIP, in contrast, involves verifying the information provided by a and verify the customers and determine their risk level & verifying Customer information for compliance with the (CIP)regulations. This includes verifying personal information such as Name, Address ,DOB, and SSN (Social security number),as well as conducting photo identification verification. Additionally, I'm also familiar with the rules surrounding BO (Beneficial Ownership)and know which entities are required to have them and which are exempt. Updating the North American Industrial Classification System (NAICS) Code for firm to identify their primary Business activity & Foreign customers, Passport or Visa to ensure compliance with regulations.
• Taking a risk-based approach to CDD allows institutions to tailor their due diligence measures based on a customer’s individual risk profile. This reduces friction for low-risk customers while setting more stringent verification requirements for customers with a higher risk profile.

Currency Transaction Report :

• CTR must be filed within 15 days of the currency transaction and we include information about the customer and the transaction, including the customer's name, address, occupation ,gender ,identification number, the amount of cash involved, and the purpose of the transaction .
• All the individual transactions has knowledge of being conducted by or on behalf of the same person during a single business day must be aggregated. Debits must be added to debits, and credits must be added to credits. If cash debit or credit totals exceed $10,000 in a business day, we file CTR .
• MIL A Monetary Instrument Log Purchase and Sale of Certain Monetary Instruments we do Recordkeeping.
• Name Screening
• Supported KYC processes for prospective and existing customers.