P. SURYA TEJA
Visakhapatnam
Summary
To build a career with a leading corporate in a high-tech environment, working with committed and dedicated professionals. I aim to explore my full potential and contribute as a key player in a challenging and creative environment.
Overview
9
9
years of professional experience
Work History
Credit Operations Manager
SMFG India Credit Ltd
Kathipudi
01.2026 - Current
- Files checking with login checklist
- Verifying the customer KYC and processing the QDE, DDE and underwriting process
- Legal and Technical reports initiations and verifying with physical files
- Disbursement of LAP & Unsecured loan products
- Having knowledge in pre sanction and post sanction process of HL and LAP files
- Disbursement includes PDOC entries as per the legal report requirements, ROI, PF, EMI Date, Insurance details, favouring of loan amount details
- As per customer request payment release to customer either Cheque or RTGS/NEFT Mode
- Further file dispatch to storage
- Customer CKYC and NACH Updating
- Maintaining a good communication with business team for a smooth functioning
Cluster Operations Manager
Hinduja Leyland Finance Ltd
Hyderabad & Visakhapatnam
05.2019 - 01.2026
- Managed logins as per check list and disbursement of LAP, HL, Auto Loans (new & used) across CV, CE, SCV products
- Legal and Technical reports checking with physical files
- Reports verifying like RCU, FI Reports, Legal and Technical reports, if any deviation seeking claiming necessary approvals as per deviation matrix
- Verifying the rate approvals, PF amount cheques to bank after login
- Verifying the sanction conditions as per the given approvals
- Ensured timely dispatch of disbursed files to HO within TAT
- Prepared MIS reports for PDD, Disbursement, NACH, Cash & Cheques
- Team management, Processing vendor bills, CKYC and NACH Updating
- Resolved customer complaints efficiently, ensuring positive client experiences
- Handled customer inquiries via phone, email, and in-person with professionalism
- Worked with Emergency Credit Line Guarantee Scheme (ECLGS) for MSME loans nationwide (NPA marking, interim claim initiations)
Branch Operations Manager
Reliance Capital Ltd (Reliance Commercial & Home Finance)
Hyderabad
01.2017 - 05.2019
- Managed customer loan applications and login process
- Initiations of legal & technical processes for loan process
- Managing End to End process for the PDOCS Entries
- Disbursements product like SME, Auto, LAP and HL
- Maintained banking records with day book closing & reconciliation
- Ensured customer issue resolution in a professional manner
- Handled daily updation of cash & cheque receipts
Education
B.P.Ed - Physical Education
Andhra University
B. Com - Computers
AGL Degree & PG College
Intermediate -
Dr. V.S. Krishna Govt. Junior College
Class X -
Sun Flower Silver Jubilee Convent
Skills
- Proficient in MS Office (Word, Excel)
- Strong team coordination
- Process improvement skills
- Experience with LOS,LMS,FINNONE,ERP
Disclaimer
I hereby declare that the above information is true to the best of my knowledge and belief.
Personal Information
- Date of Birth: 08/14/92
- Gender: Male
- Marital Status: Married
Languages
- Telugu
- Hindi
- English
Languages
English
Advanced
C1
Hindi
Intermediate
B1
Telugu
Proficient
C2
Timeline
Credit Operations Manager
SMFG India Credit Ltd
01.2026 - Current
Cluster Operations Manager
Hinduja Leyland Finance Ltd
05.2019 - 01.2026
Branch Operations Manager
Reliance Capital Ltd (Reliance Commercial & Home Finance)
01.2017 - 05.2019
B.P.Ed - Physical Education
Andhra University
B. Com - Computers
AGL Degree & PG College
Intermediate -
Dr. V.S. Krishna Govt. Junior College
Class X -
Sun Flower Silver Jubilee Convent