Palash Ghosh
B -4/21A, Ashok Vihar, DDA LIG Flat, Ground Floor, Ashok Vihar
Overview
21
21
years of professional experience
Work History
Branch Head
Axis Bank
Delhi
05.2021 - Current
- Achieving Branch Budgets of CASATD, Retail Assets, Fee Income (IPG/ Trade/ RFR), Salary Accounts ctc
- Taking care of Branch Operational Health Index which is included in KRA
- Liasoning with LC, MC, SME, NEG GCG Group for adding new relationships
- Ensuring compliance/ Audit remarks.
Corporate Salary Manager
Axis Bank
New Delhi
06.2013 - 04.2021
- Liasoning with Large and Mid Corporate Clients (RMG Relationship as well) for their Salary Relationship
- Handling BDE Channle for Acquisition of Corporate Salary relationship as well as Trust account
- Submitting different types of reports to the Circle Prime Head as well as Central office as per requirement
- Continuous follow up with Branches (Branch Heads, BSM's, Operations Head) for achieving the key Business parameters of the Circle
- Imparting training to BDE's on Salary and KYC front.
Circle Business Accounts Manager
Axis Bank
Raipur
07.2011 - 05.2013
- Posted at Raipur Circle office, Business Banking Department, reporting to Business Banking Head, Raipur Circle
- Handling Business 'Banking Relationship Manager' Channel in Chattishgarh and part of Madhya Pradesh region achieving Current Account, CMS and IPG Business parameters
- Implementation of CMS Mandate on Collection and Payment Platform (Both Electronic and Physical parameters and resolving Quires on the same
- Achieving key Business Parameters viz
- CDAB, MDAB, MEB, No of Current Accounts, CMS mandates, Cross Sale points through all the Branches of Raipur Circle
- Submitting different types of reports to the Circle Head as well as Central office as per requirement
- Continuous follow up with Branches (Branch Heads, BSM's, Operations Head) for achieving the key Business parameters of the Circle
- Follow up with BSM's, even BDE's and ASM's for achieving NOA targets etc
- And Operations Head for Deepening of Current Account purpose through FDO channel
- Imparting training to BBRM's, BDE's, ASM's on Current Account, KYC, CMS front.
Manager
Axis Bank
Kolkata
07.2010 - 06.2011
- Handled relationship (New as well as Existing)- SME segment
- Acquisition of New clients, maintaining, nurturing and deepening relationships of existing clients
- Liaison with CBO / Branches to ensure faster execution of documents and efficient service so as to bring client satisfaction
- Acting as a point of referral for CBO/Branches for exceptions arising in servicing and operations such as DP being exceeded, variations in terms and conditions of sanction documentation etc
- Ensuring compliance with inspection/audit remarks that involve action on the part of the client
- Providing Opinion Reports on clients when needed by the Centre Head or Sr.Credit Officer
- Exploring & exploiting opportunities to build a business relationship with other channel partners of clients for new business.
Deputy Manager
Axis Bank
New Delhi
04.2007 - 04.2008
- Handled Business Banking (CMS) relationship- Mid Corporate, SME segment
- Keeping liason with Mid Corporate and SME clients and getting new business as well as deepening up of existing relationship
- Work also involves Driving Business in respective sub-segments through Regional Desks, CMS Sales (actively involved) and Branches
- Working closely with MC, SME Relationship Management Department for approaching more credit as well as Non credit clients
- Idontify/develop business opportunities in respective sub gments, Liaise and provide support to Regional Desks/Branches for various existing businesses
- Monitoring Performance for businesses in the respective sub segments
- The work also involves preparing proposal, making cost benefit analysis/ credit note for setting up of any CMS limits, completing documentation for master set up.
Executive
CBOP (Earstwhile Bank of Punjab)
New Delhi
05.2004 - 03.2007
- Handled Business Banking (CMS) relationship- Mid Corporate, SME segment
- Keeping liason with Mid Corporate and SME clients and getting new business as well as deepening up of existing relationship
- Work also involves Driving Business in respective sub-segments through Regional Desks, CMS Sales (actively involved) and Branches
- Working closely with MC, SME Relationship Management Department for approaching more credit as well as Non credit clients
- Idontify/develop business opportunities in respective sub gments, Liaise and provide support to Regional Desks/Branches for various existing businesses
- Monitoring Performance for businesses in the respective sub segments
- The work also involves preparing proposal, making cost benefit analysis/ credit note for setting up of any CMS limits, completing documentation for master set up.
Assistant Manager
Shriram Group of Companies
New Delhi
07.2003 - 04.2004
- Marketing of Financial services viz, selling of insurance products (mainly General Insurance), Shriram's own Fixed deposits etc
- Convincing both corporate as well as retail clients and getting business from them.
Client Relationship Executive
Bajaj Capital
Gurgaon
01.2003 - 06.2003
- Marketing of Financial services viz
- Selling of insurance products (both Life and Non Life), Fixed deposits, Mutual Funds, Bonds ctc
- And sending reports on weekly basis.
Education
B.Sc.(Hons.) - undefined
57%
Secondary - undefined
- Board: W.B.C.H.S.E.
- 44%
Higher Secondary - undefined
- Board: W.B.C.S.E
- 67%
MBF - undefined
80%
undefined
Skills
Sales professional
Familiar with account coding
Reporting familiarity
Business development expertise
Operations Management
Relationship building and management
Personal Information
- Location Preference: Delhi
- Passport Number: G323748
- Father's Name: Pinak Ranjan Ghosh
- Date of Birth: 07/19/1976
- Marital Status: Married
References
- Ms. Tanu Malhotra, Executive Vice President, RBBH, North 1, Axis Bank Ltd., (B) 9818898683
- Mr. Vinect Khera, VP Kolkata Circle, Axis Bank Ltd., (2) 9831076781
Computer Exposure
Well versed in window operating system and has command over Microsoft Office application, power point, & Internet surfing.
Extracurricular Activities
Received scholarship at Secondary Examination (10th Standard) from West Bengal Board. Class representative throughout the academic career. Reading academic bulletin & Books on contemporary subjects. Interest in Playing Cricket, Chess. Active participation in cultural activities and social programmes. Swimming Champion at District Level.
Timeline
Branch Head - Axis Bank
05.2021 - Current
Corporate Salary Manager - Axis Bank
06.2013 - 04.2021
Circle Business Accounts Manager - Axis Bank
07.2011 - 05.2013
Manager - Axis Bank
07.2010 - 06.2011
Deputy Manager - Axis Bank
04.2007 - 04.2008
Executive - CBOP (Earstwhile Bank of Punjab)
05.2004 - 03.2007
Assistant Manager - Shriram Group of Companies
07.2003 - 04.2004
Client Relationship Executive - Bajaj Capital
01.2003 - 06.2003
University of Calcutta, Gurudas College - B.Sc.(Hons.),
Dr. Shyamaprasad Mukherjee Institution - Secondary,
Dr. Shyamaprasad Mukherjee Institution - Higher Secondary,
Indian Institute of Finance - MBF,
Indian Institute of Finance - ,