Open To Work
Palash Kumar Bala
Dalkhola, West bengal
Summary
Dynamic Credit Area Manager and Division incharge Individual, Agriculture and Micro loan with Bandhan Bank Ltd, skilled in Business analysis and risk assessment. Proven track record in enhancing team performance and ensuring policy compliance. Recognized for exceptional customer service and innovative problem-solving, effectively leading cross-functional teams to achieve strategic objectives and drive business success.
Overview
5
5
years of professional experience
2
2
years of post-secondary education
1
1
Certification
Work History
Area Credit Manager
Bandhan Bank Ltd
Ahmedabad
12.2022 - Current
- Managed and trained a team of credit analysts on procedures.
- Collaborated with branch managers to ensure compliance with lending policies.
- Conducted regular reviews of existing loan portfolios for risk assessment.
- Coordinated with legal teams to resolve credit-related disputes efficiently.
- Participated in meetings with senior management teams in order to discuss overall strategy for managing customer credit risk.
Divisional incharge (SBAL).
Bandhan Bank Ltd
Rajkot
04.2021 - 11.2022
- Provided support and guidance to colleagues to maintain a collaborative work environment.
- Recognized by management for providing exceptional customer service.
- Contributed innovative ideas and solutions to enhance team performance and outcomes.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
- Collaborated closely with team members to achieve project objectives and meet deadlines.
- Worked with cross-functional teams to achieve goals.
Education
Bachelor of Arts - History Honours
Sree Agrasen Mahavidyalaya (Noth Bengal University).
Dalkhola 04.2007 - 05.2009
Skills
- Business analysis
- Achievement the goal
- Risk assessment
- Policy compliance
- Credit analysis
- Dispute resolution
Languages
Bengali
First Language
Hindi
Beginner (A1)
A1
English
Intermediate (B1)
B1
Certification
- I have taken the division to first and second place in business multiple times.
- I have also won the Lowest Portfolio Quality and Delinquency Management Award multiple times in credit underwriting.
References
References available upon request.
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
HybridSalary Range
₹80000/yr - ₹200000/yrTimeline
Area Credit Manager
Bandhan Bank Ltd
12.2022 - Current
Divisional incharge (SBAL).
Bandhan Bank Ltd
04.2021 - 11.2022
Bachelor of Arts - History Honours
Sree Agrasen Mahavidyalaya (Noth Bengal University).
04.2007 - 05.2009