Pallavi
Vitla
Summary
Dynamic Senior Credit Officer with expertise in credit analysis and policy development. Proven ability to enhance risk management and streamline loan processing, ensuring informed decision-making and effective communication across teams.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Senior Credit Officer
Moneyboxx Finance Ltd.
Bangalore
12.2024 - Current
- Analyzed financial statements to determine creditworthiness and repayment capacity.
- Developed credit policies to enhance risk management procedures.
- Collaborated with cross-functional teams to streamline loan processing workflows.
- Utilized credit scoring models for informed decision-making on loan approvals.
Creditops Officer
Vastu Housing Finance Corporation
02.2021 - 12.2024
- Verify the File After Login and Generated LAN.
- Follow the Underwriting Guideline before approval/Reject.
- Verify the property documents, Legal report & Technical report.
- Prepare CAM as per credit policy and recommend the proposal for approval.
Education
Bachelor Of Commerce -
MANGALURU UNIVERSITY
01.2020
Skills
- Project Management
- Teamwork
- Time Management
- Effective Communication
- Critical Thinking
- Credit analysis
- Problem solving
- Credit monitoring
- Request approval
- Loan recommendations
- Cash flow forecasting
- Decision making
- Loan structuring
- Credit underwriting
- Cash flow analysis
Certification
Diploma in Computer Application (Tally & GST)
Languages
- English
- Kannada
- Hindi (Basics)
- Tulu
Personal Information
- Mother's Name: Usha
- Husband's Name: Prashanth K
- Date of Birth: 05/14/99
- Gender: Female
- Marital Status: Married
Accomplishments
- "Credit Risk Champion Award" for Recognizing exceptional leadership in credit risk management-ensuring financial stability, smart lending, and sustainable growth.
Timeline
Senior Credit Officer
Moneyboxx Finance Ltd.
12.2024 - Current
Creditops Officer
Vastu Housing Finance Corporation
02.2021 - 12.2024
Bachelor Of Commerce -
MANGALURU UNIVERSITY
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