Dedicated professional in Retail Credit, driven to contribute to organizational success through continuous learning and effective skill utilization. Committed to achieving professional growth by leveraging hard work, perseverance, and dedication. Eager to embrace challenges within a dynamic work environment, always striving for excellence in the field.
Overview
2
2
years of professional experience
Work History
Deputy Manager (Retails Assets)
HDFC Bank Ltd
06.2023 - Current
Credit Evaluation: Utilizing credit scoring models for risk assessment and performing detailed analyses of loan applications, focusing on factors like FOIR and overall credibility
Arbitrage Price Trading: Conducted in-depth study on arbitrage price trading using various stocks listed market, focusing on identifying price discrepancies
Market Fundamentals: Recognized
Basics of stocks, commodities, and currency markets, establishing a
Foundational understanding of how these markets operate
Risk and Reward Assessment: Examine risks and rewards associated with stock market investments, analyzing potential pitfalls and profit opportunities
Digitalization in Investments: Explored the impact of digitalization on the investment sector, highlighting trends and technological advancements shaping modern trading
Sector Analysis: Successfully analysed five distinct sectors, providing insights into performance metrics and investment strategies.
Education
PGDM -
Indira Institute of Management
Pune
05.2023
B. Tech in Chemical Technology -
Laxminarayan Institute of Technology
Nagpur
05.2019
Higher Secondary Certificate (H.S.C.) -
Nanaji Joshi Jr. College
Shahapur, Bhandara
03.2015
Secondary School Certificate (S.S.C.) -
Nanaji Joshi Vidyalaya
Shahapur, Bhandara
05.2013
Skills
Capable of working efficiently under pressure while maintaining high-quality results
Meticulous in analyzing information and ensuring accuracy in all tasks
Well-versed in loan products and lending procedures, facilitating informed decision-making
Excellent coordination skills, ensuring smooth collaboration among team members and stakeholders
Experienced in team handling, motivating and guiding team members to achieve collective goals
Skilled in MS Office applications, including Word, PowerPoint, and Excel, for effective reporting and presentations
Proven ability to manage multiple tasks and projects simultaneously, meeting tight deadlines through effective time management
Accomplishments
Secured 1st place in the 'BEAT THE CLOCK' PL Credit Contest, Pan India at HDFC Bank.
Recognized for exceptional performance in the InstaBiz product at the regional level.
Awarded the Silver Star Award at HDFC Bank for extraordinary contributions to the organization.
Attained L1 CAD Authority within three months of joining.
Achieved the highest productivity consistently over multiple months from ROMG.
Maintained a turnaround time (TAT) of 75-90% every month.
Secured 3rd place in the Treasure Hunt at Indira Institute of Management, Pune.
EXTRACURRICULAR ACTIVITIES:
Participated in Scam Scanner Competition at Indira Institute of Management Pune.
Participated in CSR Organization at Indira Institute of Management Pune.
Secured 2nd Position in Poster Presentation in Technotsav At LIT, Nagpur.
Co-ordinate & Participated in various events during 'LIT Technotsav' and 'LIT Tectonic'.
Completed online certification course in Google Analytics Individual Qualification.
Completed online certification course in Financial Markets by Yale University - 2021.