Pallavi Shimpi

- Conduct thorough analysis of credit applications for home loans, ensuring compliance with internal and regulatory standards.
- Evaluate financial statements, credit reports, and other relevant documents to determine creditworthiness.
- Develop and implement credit policies and guidelines to streamline the loan approval process and mitigate risks.
- Conduct risk assessments and approve or reject loan applications based on creditworthiness and risk factors.
- Perform pre-funding and post-closing quality control reviews to ensure loan integrity.
- Maintain and update customer records, ensuring all documentation is accurate and complete.
- Develop and maintain relationships with mortgage brokers to facilitate smooth loan processing and increase loan volume.
- Provide detailed reports and recommendations to senior management regarding credit decisions and risk management strategies.
- Monitor market trends and adjust credit policies to align with economic conditions and regulatory changes.
- Assist in the development and implementation of new loan products and services to meet customer needs.