Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Responsilities
Personal information
Expertise Summary
Disclaimer
Timeline
Generic

PANDUGALA SAIRAM

Hyderabad

Summary

Aspire to a part of ever dynamic and progressive organization where I can continuously learn and contribute to the growth of the company and which would offer me innovativeness, challenges with a quality environment where my ideas and skills can be shared enriched and put maximum use.

Overview

9
9
years of professional experience
17
17
years of post-secondary education

Work History

BUSINESS RISK AND CONTROL CONSULTANT

WELLS FARGO India & Philippines
12.2018 - Current
  • Perform the periodic reviews for all clients based on their risks (Low, Medium)
  • Responsible to conduct Know Your Customer (KYC) process for Commercial Capital processes in line with the requirements of the USA Patriot Act
  • Drill down the ownership up to 25% for public customers and 10% threshold for private clients
  • Identify and research the patterns, trends in transactional and customer data to detect, prevent, mitigate and report suspicious activity related to money laundering and terrorist financing
  • Scrutinies the documents as per CDD standards
  • Retrieving the info like Legal entity details and beneficial owners and shareholders ultimate beneficial owners, trust and fund details as per the regulator standards
  • Analyzing various documents like AOI, COI and Name change certificate and Partnership Agreements etc
  • Which are submitted by client
  • Identify and verifying the client’s legal existence by using the tools like LexisNexis
  • Perform the screening for all clients and UBOs to mitigate the risk and escalate the cases if the client has the positive hits or any adverse news
  • Have knowledge across multiple client types - corporate, Private Companies, Govt
  • Entities, partnerships, Regulated Entity, etc
  • Analyzing Annual reports to obtain information like NAIC description, country of assets, Percentage of Ownership etc
  • Performing the Screening for All Sanctions and PEP & negative media to identify the risk of the client
  • Review Customer Due Diligence information for accuracy and investigate discrepancies
  • Analyses risks on escalated, referred, or alerted negative news
  • Communicate negative findings to lines of business and supply guidance on course of action.
  • Supported clients with business analysis, documentation, and data modeling.
  • Delivered outstanding service to clients to maintain and extend relationship for future business opportunities.
  • Managed multiple deadlines across several businesses to meet dynamic needs of multiple clients.

Process specialist

Tata Consultancy service
08.2016 - 11.2018
  • Associated with KYC project for HSBC
  • Performing risk assessments, customer Due Diligence and Enhanced Due Diligence as applicable while on Boarding new customers and for periodic review for existing customers which can include trigger’s
  • Performing Quality Analysis and Reconciliation of KYC forms against the institution’s customer list for the enrichment of regulatory standards
  • Reviewing compliance adherence for High, Medium and Low risk entity categories as agreed with consortium
  • Performing KYC Due Diligence on a wide range of entity types which includes Trusts, Charity, LLC’s, MME’s, Partnerships and Corporations
  • Verifying and validating customer identity, profile, business etc and source documents from internal repositories and external websites relevant to Entity type
  • Determining potential risk to the bank through extensive research, negative media searches as applicable and sanction screening process on counter parties
  • Ensuring all transactions adhered are not merely high standards but complied with KYC guidelines and regulations
  • Performing Sanctions screening and PEP’s identification and reviewing potential negative news hits across Global Client Management divisions.

Process Associate (Account Set up And Maintenance)

Genpact
04.2015 - 08.2016
  • Part of Advisory Account Set up And Maintenance
  • Complete Document Verification
  • Review of the Accounts pending
  • Knowledge about cross validation
  • Reviewing the partial accounts and their trading status
  • Termination of accounts.
  • Collaborated with team to define business requirements for organizational processes, achieve productivity standards, and adhere to accuracy standards.
  • Identified and resolved process issues to drive optimal workflow and business growth.
  • Performed quality assurance checks on transactions and account actions to assess compliance with state and federal regulations.

Education

MBA - Finance & HR

Holy Mary Institute Technology of Management (O.U)
Hyderabad
05.2013 - 01.2015

B.COM - Computers

New Silver Jubilee Degree College
Hyderabad
05.2010 - 03.2024

Intermediate - CEC

Alfa Junior College
Hyderabad
06.2008 - 01.2010

SSC -

Flower Buds High School

Skills

Adaptable to changing environmental requirements

Have hands on knowledge of Industry Proprietary Tools used for investigation such as LexisNexis, World check, Browser Main Menu, etc

Stringent and systematic approach towards any situations

Diligent, Keen and quick learning ability

Microsoft Office: MS Word, Excel, PowerPoint

Operating Systems: Windows 98/2000/XP, Windows 7, Windows Server 2003

Accomplishments

  • Received sport light manager award Stateside Partners for completion of deals on timely manner.
  • • Received E card for achieving 100% quality for 4 months in 2024.

    • Part of SME team.

Additional Responsilities

  • Handled multiple priorities and deadlines concerning review of high risk clients and maintained detailed records on clients for further level review.
  • Coordinating with the Relationship Managers and other business area contacts to obtain the information and resolve the issues.
  • Extract queue status reports on bi hourly basis and produce the same for the perusal of the management.
  • Assign the queues to the team and ensure to complete the same within TAT.
  • Confirm timely resolution of work assignments by organizing and prioritizing appropriately.
  • Ensure to meet SLA/TAT with the stake holders

Personal information

  • Father's Name: PANDUGALA KRISHNA
  • Date of Birth: 05/02/1992

Expertise Summary

Diligent and result oriented professional experience of more than 9+ years in Banking industry. Extensive experience in Compliance issues, KYC, CDD, EDD, AML, Sanctions and Transaction Monitoring for USA and UK clients. A quick learner with 'Can do' attitude.

Disclaimer

  • I hereby declare that the information furnished above is true to best of my knowledge.

Timeline

BUSINESS RISK AND CONTROL CONSULTANT

WELLS FARGO India & Philippines
12.2018 - Current

Process specialist

Tata Consultancy service
08.2016 - 11.2018

Process Associate (Account Set up And Maintenance)

Genpact
04.2015 - 08.2016

MBA - Finance & HR

Holy Mary Institute Technology of Management (O.U)
05.2013 - 01.2015

B.COM - Computers

New Silver Jubilee Degree College
05.2010 - 03.2024

Intermediate - CEC

Alfa Junior College
06.2008 - 01.2010

SSC -

Flower Buds High School
PANDUGALA SAIRAM