Reading, Running, Yoga, Meditation
PANDURANG BHATTAGAONKAR
An Experienced Banker
Pune
Summary
More than 13 years of qualitative experience in the banking field, not only limited to Branch Banking but also extending to Retail, SME, Agriculture, and Compliance, Trade Finance along with recovery in SMA and NPA accounts. Currently associated with Federal Bank Ltd as Associate Vice President heading Loan Collection & Recovery Pune Division.
Overview
15
15
years of professional experience
12
12
Certifications
3
3
Languages
Work History
Associate Vice President (Loan Collection & Recovery Div.)
FEDERAL BANK LIMITED
Pune
04.2023 - Current
- Responsible for recovery & management of NPA accounts of Pune with 150 Cr+ NPA portfolio
- Performing duties of Authorised officer under SARFAESI act
- Coordinating with various Recovery agencies, Lawyers for efficient recovery activities
- Repossession, Valuation, Sale of the movable/ Immovable properties by coordination with external agencies.
Sr. Manager (Loan Collection & Recovery Div.)
FEDERAL BANK LIMITED
Pune & Kolhapur
01.2021 - 03.2023
- Responsible for recovery & management of NPA accounts of Pune & Kolhapur region comprising more than 50 branches across Pune-Kolhapur
- Initiation of various legal recourse for recovery under NPA via SARFAESI Act, IBC, etc
- Preparation, drafting, issuance of Demand Notice U/s 13(2), Actual/ Symbolic possession Notice U/s 13(4) in coordination with AO
- Coordinating with various Recovery agencies, Lawyers for efficient recovery activities
- Repossession, Valuation, Sale of the movable/ Immovable properties by coordination with external agencies
- Handling and understanding of loan documentation, mortgage creation, title documents, various types of property and laws, etc
- Processing/ Negotiation of Compromise proposals as per the guidelines
- Filing of Suit/ OA, follow up with DRT, Civil, and Consumer courts for NPA related matters
- Audit, compliance, Data management.
Sr. Manager and Branch Head
FEDERAL BANK LIMITED
Navi Mumbai
06.2012 - 11.2020
- Responsible for overall business development of the branch as a principal officer in tune with budgeted parameters with special focus on Retail Loans, Gold Loans, CASA, Retail Deposits
Assistant Manager
CATHOLIC SYRIAN BANK
04.2009 - 06.2012
- Involved in overall business development of the branch business comprising CASA, retail, SME & assisting branch head in achieving overall business targets
- Assisting in all operational aspects including distribution, customer service, administration and sales in accordance with the bank's objectives
- Retained existing HNI deposit customer and acquired new business of 4.00 Cr from SBI through prompt personalized service.
Education
B. Tech in Agricultural Engineering -
K. K. Wagh College of Agril. Engg. & Tech. Nashik
Skills
Agricultural Financeundefined
Certification
Certificate in Commercial Credit from Moody's analytics
Accomplishments
- Sourced and disbursed 3 different types of loans across SME, Retail, Agriculture portfolio in tune of 2.50 Cr. 3.50 Cr. 2.50 Cr within short period of 3 months.
- Performed duties of District Coordinator in Sindhudurg District and represented bank in DLCC during FY 2019
- Taken initiative and sourced business in tune of 2.5 Cr deposit from new client by personalized service.
- Retained existing HNI deposit customer and acquired new business of 4.00 Cr from SBI through prompt personalized service.
Interests
Timeline
Associate Vice President (Loan Collection & Recovery Div.)
FEDERAL BANK LIMITED
04.2023 - Current
Sr. Manager (Loan Collection & Recovery Div.)
FEDERAL BANK LIMITED
01.2021 - 03.2023
Sr. Manager and Branch Head
FEDERAL BANK LIMITED
06.2012 - 11.2020
Assistant Manager
CATHOLIC SYRIAN BANK
04.2009 - 06.2012
B. Tech in Agricultural Engineering -
K. K. Wagh College of Agril. Engg. & Tech. Nashik
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