PANKAJ GARIYA

Responsibilities:

• Responsible for identifying and researching the patterns, trends and anomalies in complex transactional and customer data to detect, prevent, mitigate and report suspicious activity related to money laundering, terrorist financing and structuring of funds.
• Assist in the identification, risk assessment and on-going monitoring of high risk accounts for suspicious activity.
• Cross trained in adverse media cases, and investigates whether the alerted adverse media article is pertaining to the actual customer based on risk-based approach.
• Working knowledge of Actimize and LexisNexis.
• Strong knowledge of BSA/AML/OFAC regulatory requirements.
• Holistic investigations for the alerts generated by the monitoring program.
• Identifying patterns and trends consistent with money laundering, terrorist financing and flag any suspicious activities detection.
• Investigate source and destination of funds to ascertain legitimacy of funds and its use, from account level investigations to customer level investigation and linked counterparts.
• Adhere to and comply with the applicable, federal and state laws, regulations and guidelines, including those related to Anti-money laundering.
• Responsible for identifying and escalating money laundering risk related activity.
• Review client transactions, conduct initial analysis and identify suspicious activity as well as escalate cases for further review.

Responsibilities:

• Mitigate the risk of customer on the basis of customer background profile.
• Monitoring Suspicious and complex activities and transaction patterns of customer.
• Proficient in Onboarding/AML/Screening, Periodic review, KYC refresh Remediation, STR, Ongoing Monitoring, and Due Diligence - SDD/CDD/EDD/Prohibited customers.
• Acquired knowledge in KYC/Screening tools such as Lexis Nexis, World Check, and OFAC.
• Thorough Screening for PEPs/Negative Hits and escalating to concerned team in timely and efficient manner.
• Risk Assessment and assessing risk rating of Onboarding customers by background verification procedures.
• Providing instant resolutions to the Branches regarding KYC documentation disputes.
• Ensuring strict compliance adhering to internal policies and external guidelines stated by regulatory bodies.