PANKAJ SINGH

Seeking a Challenging assignment as a Regional/Cluster Head in Retail/MSME: Credit, Risk Management (Underwriting) & Recovery in Banking sector in Gujarat/Mumbai/Delhi NCR/Indore

• B-177, New Mini DDA MIG Flats, Mayur Vihar Phase-III, New Delhi-110091
• Current Address:Flat No.: Flat no.15, Westwind CGHS, Air India Colony, Nerul-E, Navi Mumbai-400706
• Signature (PANKAJ SINGH)

• Hardcore banker, carrying 17 years rich experience, spread with Multistate Cooperative Bank, Public Sector Bank (Union Bank of India, Vijaya Bank), and with the old private sector (Karur Vysya Bank Ltd & Bank of Rajasthan Ltd). Worked at Branches, Regional Offices & Corporate Office level in various capacities (Credit/Risk/Recovery) in the Banks and gained exposure of various aspects of Banking. 360 degree exposure for serving to all category of borrowers/customers i.e Sourcing, Credit Appraisal for Corporate Loan Products (working capital funding including fund based & non-fund based), Term Loans including project finance to SME/Mid corporate/Large corporate, Operational experience of non-fund based facilities (LC,BG) etc. Appraisal /Sanctioning of various Retail Loan products. Branch banking operational experiences, Branch Head of large category branch in Mumbai & Delhi NCR, Credit Department Head of exceptionally large branch category in Mumbai, Credit Recovery under SARFAESI of all Credit portfolio products (Retail, SME, Mid Corporate). Worked as Branch Head of large branch category in Mumbai and Delhi NCR, where in set high standards of customer service with compliance, best use of available technology / resources for the development of branch/Bank and setting high standards of operations with elevated team spirit. Worked as an incharge of Risk Rating team in Risk Management Department covering 3 Divisions. Worked as Credit Monitoring Department Head & Credit Grid Member at Divisional Office in Delhi & Ahmedabad where in to control, report and compliance related to credit portfolio of the entire Division. Working experience of treasury operation and domestic treasury dealer in the Bank.