Summary
Overview
Work History
Education
Skills
Certification
Awards
Timeline
OfficeManager

Pankaj Subhash Kamble

Senior Manager
Kalyan,MH

Summary

Currently working as Senior Manager in Axis Bank Ltd. Overall experience of 16 years in Credit operation. Currently handling products for Government sponsored schemes, Micro Finance Loan and RBI Regulatory Reporting and Credit Guarantee fees for Micro and Small enterprises. Monitoring documents movement for Bharat banking Products. Preparation and monitoring for revised SOP. Monitoring and managing the operational which includes disbursement and central activities for Agri Products. Managed a team of 9 employees, improving overall productivity through effective coaching and performance management. Manage and supervise personnel, projects and day to day operational activities. Establish client evaluation process to identify credit risk. Manage and develop new and existing business relationships. Evaluate and recommend improvements of technology, systems and processes to improve the business customer value proposition.

I am looking ahead to work in a professional, growth-oriented organization, where in one can make significant contribution to the success of the organization. Seeking a position that involves creativity, challenges and that provides me, an opportunity to constantly strive to explore, innovate & excel in attaining organizational and my individual goals. A consistently dependable team player, I can thrive in a high-pressure environment, enjoy the challenges of meeting deadlines and lead a team successfully.

Overview

17
17
years of professional experience
1
1
Certifications
3
3
Languages

Work History

Senior Manager

Axis Bank Ltd
- Current
  • Formulate operational processes for Government sponsor Scheme, MFI Products and implement funding.
  • Responsible for creating strategies to achieve process efficiency.
  • Mitigate operational risks in coordination with stakeholders for smooth operational activity.
  • Monitoring the defined process is followed as per the SOP.
  • Monitoring for timely preparation and submission of monthly /quarterly /annual reports to respective authority.
  • Ensuring timely submission and response provided to regulatory and audit requirements.
  • Monitoring for submission of reports to senior managements through OAS note is done on timely manner.
  • Monitoring documents movement for Bharat banking Products.
  • Monitoring for Interest subvention for Government sponsor Scheme products.
  • Handling/monitoring team to complete day to day activities/task.
  • Supporting / guiding team on customer centric or system related issue.
  • Handling/monitoring team to complete day to day activities for MFI Products.
  • Handling CGFMU and CGTMSE process for GSS and MFI Products.
  • Responsibilities:

Manager – Team Leader

DCB Bank Limited
02.2014 - 04.2023
  • Handling Business Correspondence product program
  • Screening of documents
  • Account Opening
  • Disbursement
  • Funding to BC partners
  • Creation of Savings account and customer ID.
  • Training of CAD team on the new process and software.
  • Handling insurance product through Business Correspondence Partners.
  • Funding provided through Business Correspondence loans are secured by group insurance for all individual customers.
  • Handling Disbursement for various Fintech Product.
  • Under Fintech Product
  • Screening of documents
  • Account Opening
  • Disbursement
  • Funding to BC partners
  • Creation of Savings account and customer ID.
  • Creating new product and exploring new features in existing software of BR Net system Account Opening, Disbursement and Release for commodity borrowers using ECBF and Finacle.
  • Testing new product compatibility in existing software for BR Net & Finacle
  • System Account Opening and Disbursement for SME and MSME Borrower
  • Creation and modification of charge in system
  • Updating stock and book debts values based on statements received from borrowers Creating Security register maintenance (SRM) for SME & MSME customer for Mumbai region
  • Under Tractor Finance
  • Screening of documents
  • Account Opening
  • Disbursement
  • Maintenance of PDD cheques for the borrower’s account
  • Dispatch of welcome kit
  • Handling Audit Queries for Tractor loan
  • Cersai and CKYC creation for Individual loans
  • Creation of charge in Cersai portal for tractor loans are done for Pan India location of CAD.
  • CKYC making and verification is done for all individual product which is managed in Br Net system.
  • Department: Credit operation – Non-Retail.
  • Additional responsibility:
  • Actively participated for testing and implementation of new software, new module and new product in existing software of BR Net and as well as in Finacle system.
  • Extended support for the testing and implementation of BR NET software for SHG/JLG loans sourced through BCs.
  • Also automate new features in Br Net along with Finacle System for creation of Unique Identity number as per Bank.
  • Extended support for creating new fintech loans as per new partners.
  • Handling Operational Audit - Internal, external and RBI for Br Net and Tractor Loan.
  • Active team member of team involved in Finacle Upgrade.
  • Actively Participated in testing and implementing Micro enterprises unsecured Loan in Finacle, Tractor loan in new Fin-Flex software with end-to-end testing from operation as well as credit prospectus.
  • Also handling new project of bank for implementing the Tractor Dealer Finance in new software.

Assistant Manager

DCB Bank Limited
07.2010 - 02.2014
  • Worked as Customer Service Executive in Retail Banking & handled more than 160 customer queries per day. Handling customer queries for mortgage loan, NOC, Outstanding & related document.
  • Handling queries of customer lodge in OPTILIVE SYSTEM for account and document related.
  • Development Credit Bank Limited, Phone Banking Executive
  • Department: Alternate Channels
  • Responsibilities:

Phone Banking

ICICI Bank Ltd
05.2006 - 10.2009
  • Lead a 20-member Tele calling Team in Mumbai.
  • Actively involved in maintaining the quality Checks of the team member.
  • Preparing of MIS on daily base & providing proper feed back to the team members.
  • Training & monitoring the performance of team members to ensure efficiency in sales operations and Meeting of individual& group targets.
  • Conducting meetings for setting upscales objectives and designing or streamlining processes to ensure smooth functioning of sales operations.
  • Keeping track record of the database & doing various analysis.
  • Analyzing various database & giving feedback to the Product Manager regarding the productivity level of each & every team member.
  • Department: SPSS department
  • Responsibilities:

Call center for Airtel
10.2005 - 03.2006
  • Inbound process

Junior clerk

University of Mumbai
12.2004 - 06.2005
  • Department: Distance education department

Education

Post-Graduation Diploma - MBA

ICFA
01.2015

B.COM - undefined

R.K.T.College of Art
01.2004

S. S. C - undefined

Model English High School
01.1998

Skills

Strategic planning

Certification

Completed MSCIT course in 2005

Awards

Rated as "BEST PERFORMER OF THE MONTH” for the month of Feb2013 at DCB Bank, Rated as "BEST PERFORMER OF THE MONTH” for the month of April 2012 at DCB Bank, Received "STAR PERFORMER” in the month of MAY 2011 in DCB Bank., Received "STAR PERFORMER” in the month of JAN 2013 in Retail Asset in DCB Bank, Awarded as a Best Executive for Third Party Product of Group Accidental Insurance Policy in 2013., Selected from DCB Bank for the development program known as Aspire to enhance the skill in the Banking Sector., Achieved as Best Revenue Generation for Balance Transfer which features BP, EMI PLCC Awarded by Mr. Subrat Pani (DGM of ICICI Bank) in the year 2008, Twice awarded as best Phone Banking Officer for PLCC & BT in the month of May & July 2008 by ICICI Bank.

Timeline

Manager – Team Leader

DCB Bank Limited
02.2014 - 04.2023

Assistant Manager

DCB Bank Limited
07.2010 - 02.2014

Phone Banking

ICICI Bank Ltd
05.2006 - 10.2009

Call center for Airtel
10.2005 - 03.2006

Junior clerk

University of Mumbai
12.2004 - 06.2005

Senior Manager

Axis Bank Ltd
- Current

B.COM - undefined

R.K.T.College of Art

S. S. C - undefined

Model English High School

Post-Graduation Diploma - MBA

ICFA
Pankaj Subhash KambleSenior Manager