Parag Sudhakar Merukar
Pune
Summary
To secure a challenging position in a reputed Banking & Financial Services organization where I can utilize my 7.5+ years of experience in Business Development, Retail Lending, Relationship Management, and Team Leadership to contribute towards business growth while continuously enhancing my professional skills and advancing my career.
Overview
10
10
years of professional experience
Work History
Founder & Team Leader
AP financial services
04.2019 - Current
- Built and managed a retail lending business specializing in Home Loans, Personal Loans, Business Loans, and Loan Against Property (LAP). Cultivated partnerships with 30+ banks and NBFCs to enhance product offerings. Led and mentored a team of 8–10 Sales Executives to achieve monthly business targets. Secured leads through direct sales, referrals, and channel partners, contributing to business growth. Managed the complete loan lifecycle, including customer sourcing, eligibility assessment, document collection, application login, sanction coordination, and loan disbursement. Streamlined coordination with bank credit, operations, and legal teams to expedite loan processing. Provided customers with suitable financial solutions based on their requirements. Ensured compliance with KYC and banking documentation requirements. Achieved monthly sales and revenue targets while maintaining high customer satisfaction.
- Established financial service protocols to enhance client interactions.
- Developed marketing strategies to attract new clients and expand services.
- Managed team operations to ensure efficient workflow and service delivery.
Territory Executive
Micro labs Pvt Ltd
12.2016 - 11.2017
- December 2017 – March 2019 Managed territory sales to exceed business targets. Cultivated relationships with doctors, distributors, and pharmacies to enhance collaboration. Increased market coverage and product visibility. Executed targeted sales strategies to elevate product visibility.
- Developed strategic plans to enhance product development and market reach.
- Collaborated with cross-functional teams to streamline operational processes.
- Conducted market research to identify industry trends and customer needs.
Sales Officer – Foods Division
Hindustan Unilever Ltd. (HUL)
06.2016 - 11.2017
- .Oversaw operations from 2016 to November 2017
- * Managed sales operations for the Foods Division in the assigned territory. * Cultivated distributor and retailer network to enhance business growth. * Achieved monthly primary and secondary sales targets. * Ensured product availability, visibility, and merchandising across retail outlets. * Executed promotional activities that contributed to market share increase. * Identified new business opportunities and expanded retail coverage. * Built strong relationships with distributors and retailers. * Analyzed competitor activities and implemented targeted sales strategies.
- Managed inventory control processes to ensure product availability.
- Coordinated cross-functional teams to streamline operational workflows.
- Developed training materials for new employees on safety protocols.
Education
MBA -
Trinity College of Engineering &Research
Pune04-2016
BSC - Chemistry
S.P.College
Pune06-2014
Skills
- * Business Development
* Sales Management
* Retail Lending
* Home Loan
* Personal Loan
* Business Loan
* Loan Against Property (LAP)
* Banking & NBFC Relationship Management
* Customer Relationship Management (CRM)
* Team Leadership
* Channel Sales
* Lead Generation
* Customer Acquisition
* Target Achievement
* Negotiation & Communication
* Loan Processing & Documentation
* KYC & Compliance
* Cross-selling & Upselling
Interests:
* Building Customer Relationships
* Sales & Business Development
* Networking
* Financial Markets & Banking Trends
* Team Leadership
* Travelling
* Reading Business & Finance Articles
Academic projects (MBA):
*The Customer Satisfaction Towards Whats-app,
*A Study on Customers' expectations and satisfaction of Avenue SuperMarts (D-Mart)
Personal Details:
Languages Known :English, Hindi, Marathi.
Extra curriculum activities:
* Participated in sales promotion and marketing campaigns.
* Organized customer engagement and lead generation activities.
* Coordinated team training and sales meetings.
* Participated in business development initiatives and networking events.
Timeline
Founder & Team Leader
AP financial services
04.2019 - Current
Territory Executive
Micro labs Pvt Ltd
12.2016 - 11.2017
Sales Officer – Foods Division
Hindustan Unilever Ltd. (HUL)
06.2016 - 11.2017
MBA -
Trinity College of Engineering &Research
BSC - Chemistry
S.P.College